El Dorado County property record for 5564 Stream Way, Somerset, CA 95684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,740 sqft · built 1961 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,983 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-132-012-000 |
| Primary APN | 046-132-012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Gentle Slope |
| Patio Area | 1,740 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 5564 STREAM WAY |
|---|---|
| City | SOMERSET |
| State | CA |
| Zip | 95684-9216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 75 OUTINGDALE SUB |
| Legal Subdivision | OUTINGDALE SUB |
| Legal Lot Number | 75 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31407 |
5564 Stream Way is owned and occupied by two individuals who acquired it in June 2019.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5564 STREAM WAY, SOMERSET, CA 95684-9216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Jun 12, 2019 | Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Jun 12, 2019 | Grant Deed, Transfer · Commercial Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 |
| Deed Sale | Jun 12, 2019 |
| Prior Sale | Jun 12, 2019 · Amount on File |
| Deed Document Number | 201922585 |
| Prior Transfer Date | Jun 11, 2019 |
| Prior Transfer Doc | 0000022585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5564 STREAM WAY, SOMERSET, CA 95684-9216 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5564 STREAM WAY, SOMERSET, CA 95684-9216 |
| Document Number | 0000048101 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-0048101 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 12, 2019 |
| Property Address | 5564 STREAM WAY, SOMERSET, CA 95684-9216 |
| Document Number | 0000022585 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 22585 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5564 STREAM WAY SOMERSET CA 956849216, SOMERSET, CA 95684-9216 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 12, 2019 |
| Property Address | 5564 STREAM WAY, SOMERSET, CA 95684-9216 |
| Document Number | 0000022584 |
| Map Reference | MB A PG 11 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 2019-0022584 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5564 STREAM WAY, SOMERSET, CA 95684-9216 |
| Document Number | 0000022587 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019-0022587 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 5564 Stream Way was $2,983 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pioneer Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $287,866 (+2%) Land $28,443 Building $259,423 | |
| 2025 | $2,983.00 Homeowner's exemption | $282,223 Land $27,886 Building $254,337 |
| 2023 | $2,866.00 (+1.67%) Homeowner's exemption | $271,265 Land $26,804 Building $244,461 |
| 2022 | $2,819.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5564 Stream Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5564 Stream Way is very high, ranking above 92% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | None beyond ember reach |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - OUTINGDALE serves 478 people · EPA ID CA0910018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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