5564 40th St SW, Pine River, MN 56474 Property Records

Cass County property record for 5564 40th St SW, Pine River, MN 56474

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 2008
Lot Size	5.74 acres (250,034 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Apr 2026)
Tax Bill	$1,134 (2026)
Deeds & Mortgages	Feb 2020 Refinance Apr 2026 Sale & Mortgage + 1 more
APN	`10-023-3301`

Property Details

APN / Parcel Number

Primary APN	`10-023-3301`
Alternative APN	`5368`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	250,034 sqft (5.74 acres)
Garage Area	960 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Deck Area	36 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5368
Street Address	5564 40TH ST SW
City	PINE RIVER
State	MN
Zip	56474-7932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S500 FT OF W500 FT OF SW SW
Legal Range	31
Legal Township	137
Legal Section	23
Jurisdiction	CASS MN
Township / Civil Division	BUNGO
Census Block Group	4
Census Block	4133
Census Tract	960700

Owner

5564 40th St SW is owned and occupied by two individuals who bought it in April 2026.

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5564 40TH ST SW, PINE RIVER, MN 56474-7932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jan 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Jan 3, 2019 · Amount on File
Deed Document Number	2026720265
Prior Transfer Date	Mar 31, 2011
Prior Transfer Doc	0000569445
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	5564 40TH ST SW, PINE RIVER, MN 56474-7932
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000657342
Date	Feb 6, 2020
Instrument	A000657342

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Apr 27, 2026
Property Address	5564 40TH ST SW, PINE RIVER, MN 56474-7932
Document Number	A000720265
Instrument Date	Apr 24, 2026
Instrument	2026720265
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,324.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5564 40TH ST SW, PINE RIVER, MN 56474-7932

Mortgage

Document Number	0000720266,
Date	Apr 27, 2026
Instrument	2026720266

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Jan 3, 2019
Property Address	5564 40TH ST SW, PINE RIVER, MN 56474-7932
Document Number	A000647101
Instrument Date	Dec 28, 2018
Instrument	A000647101
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NOBLE ESCROW & TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5564 40TH ST SW, PINE RIVER, MN 56474-7932
Investor	Possibly a Property Investor

Mortgage

Document Number	A000647102
Date	Jan 3, 2019
Instrument	A000647102

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5564 40th St SW was $1,134 with a homeowner's exemption, up 11.8% from the year before.

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Bungo Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,134.00 (+11.83%) Homeowner's exemption
2025	$1,014.00	$252,800 Land $57,300 Building $195,500	$252,800 Land $57,300 Building $195,500
2023	$786.00
2022		$173,000 Land $33,900 Building $139,100	$173,000 Land $33,900 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5564 40th St SW; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5564 40th St SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 40th St SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures