Polk County property record for 5563 Starling Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,467 sqft · built 1999 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Sep 2022) |
| Tax Bill | $3,351 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-23-008001-000090 |
| Primary APN | 23-27-23-008001-000090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,467 sqft Living Area |
| Gross Area | 1,809 sqft |
| 1st Floor Area | 1,467 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 116 ft deep x 70 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 342 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 111 sqft |
| Patio Area | 280 sqft |
| Street Address | 5563 STARLING LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-3162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARLING PLACE PB 106 PGS 50 & 51 LOT 9 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | STARLING PLACE |
| Legal Tract | 8001 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12113 |
5563 Starling Loop is owned and occupied by two individuals who bought it in September 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5563 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on File |
| Deed Sale | Sep 20, 2022 · Amount on File |
| Prior Sale | Jul 23, 2007 · Amount on File |
| Deed Document Number | 2022254360 |
| Deed Book / Page | 12425 / 602 |
| Prior Transfer Date | Oct 25, 2007 |
| Prior Transfer Doc | 0000236092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 20, 2022 |
| Property Address | 5563 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0000254360 |
| Book / Page | 12425 / 602 |
| Map Reference | MB 106 PG 50&51 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022254360 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | UNITED TTL GROUP OF LAKELAND |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3026 CAROLINA AVE, 3026, LAKELAND, FL 33803-4004 |
| Name | Verified Name |
|---|---|
| Address | 5563 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0012425605 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 12425/605 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Number | 0000254362 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 12425/620 |
| Instrument | 2022254362 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 5563 Starling Loop was $3,351 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,937 (-4.38%) Land $52,000 Building $166,937 | $218,937 (-4.38%) Land $52,000 Building $166,937 | |
| 2025 | $3,351.00 Homeowner's exemption | $228,962 Land $52,000 Building $176,962 | $228,962 Land $52,000 Building $176,962 |
| 2023 | $4,411.00 (+457.65%) | $241,985 (+182.83%) Land $50,000 Building $191,985 | $241,985 (+16.42%) Land $50,000 Building $191,985 |
| 2022 | $791.00 | $85,558 | $207,859 Land $42,000 Building $165,859 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5563 Starling Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5563 Starling Loop is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures