Dorchester County property record for 5563 Morris Neck Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,630 sqft · built 1920 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Mar 2021) |
| Tax Bill | $1,481 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-286731 |
| Primary APN | 08-286731 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,630 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 286731 |
|---|---|
| Street Address | 5563 MORRIS NECK RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IMPS LOT 1 - 2 ACRES E&W/S MORRIS NECK ROAD 5563 MORRIS NECK RD |
| Legal Lot Number | 1,2 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 8, NECK |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 970702 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5584 MORRIS NECK RD, CAMBRIDGE, MD 21613-3315 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on Record |
| Deed Sale | Mar 3, 2021 · Amount on Record |
| Deed Book / Page | 1631 / 157 |
| Prior Transfer Date | Feb 10, 2021 |
| Prior Transfer Doc | 0016310157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Mar 3, 2021 |
| Property Address | 5584 MORRIS NECK RD, CAMBRIDGE, MD 21613-3315 |
| Document Number | 0016310157 |
| Book / Page | 1631 / 157 |
| Map Reference | MB 66 PG 157 |
| Instrument Date | Feb 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3584 MORRIS NECK ROAD, CAMBRIDGE, MD 21613 |
| Document Number | 0001631165 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 1631/165 |
| Name | RICHARD E ENSOR ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,481.00 (+5.56%) | $129,700 (+5.5%) Land $46,500 Building $83,200 | $129,700 (-) Land $46,500 Building $83,200 |
| 2025 | $1,403.00 (+15.38%) | $122,933 (+12.37%) | $129,700 (+18.56%) Land $46,500 Building $83,200 |
| 2023 | $1,216.00 | $109,400 Land $46,500 Building $62,900 | $109,400 Land $46,500 Building $62,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 320 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 320 in force |
| Nearby Flood Claims | 230 (1979–2025) |
| Claims Outside the SFHA | 6 of 230 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bay Country Communications Cable | 100 / 100 |
5G and 4G LTE (outdoors only)
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