5563 Central Dr, Monroe, MI 48161 Property Records

Monroe County property record for 5563 Central Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,248 sqft · built 1948
Lot Size	0.961 acres (41,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,000 (Sep 2026)
Tax Bill	$3,043 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-160-091-00`

Property Details

APN / Parcel Number

Primary APN	`12-160-091-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	41,861 sqft (0.961 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5563 CENTRAL DR
City	MONROE
State	MI
Zip	48161-3677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 42 LEEDY'S GARDENS LOTS 107 & 108
Legal Subdivision	LEEDYS GARDENS
Legal Lot Number	107-108
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	832400

Owner

Source: Monroe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27719 MAYFAIR AVE, BROWNSTOWN TWP, MI 48183-4896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 28, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Jun 6, 2018	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY/MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	May 28, 2025 · Amount on Record
Deed Document Number	202616403
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 16, 2026
Property Address	5563 CENTRAL DR, MONROE, MI 48161-3677
Document Number	0000016403
Instrument Date	Sep 11, 2026
Instrument	202616403
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270,427.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27719 MAYFAIR AVE, BROWNSTOWN TWP, MI 48183-4896

Mortgage

Document Number	0000016404,
Date	Sep 16, 2026
Instrument	202616404

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 28, 2025
Property Address	5563 CENTRAL DR, MONROE, MI 48161-3677
Document Number	0000008668
Map Reference	LB 6 PG 41
Instrument Date	May 23, 2025
Instrument	2025R08668
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5563 CENTRAL DR, MONROE, MI 48161-3677

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13146 83RD LN S, SEATTLE, WA 98178-4953

Mortgage

Document Number	0000008669
Date	May 28, 2025
Instrument	2025R08669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 16, 2023
Property Address	5563 CENTRAL DR, MONROE, MI 48161-3677
Document Number	0000012167
Map Reference	LB 6 PG 41
Instrument Date	Aug 14, 2023
Instrument	2023R12167
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5563 CENTRAL DR, MONROE, MI 48161-3677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5563 CENTRAL DR, MONROE, MI 48161-3677

Mortgage

Document Number	0000012168
Date	Aug 16, 2023
Instrument	2023R12168

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 12, 2020
Property Address	5563 CENTRAL DR, MONROE, MI 48161-3677
Document Number	2020R16143
Map Reference	LB 6 PG 41
Instrument Date	Jul 27, 2020
Instrument	2020R16143
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,466.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5563 CENTRAL DR, 5563, MONROE, MI 48161-3677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9048 ROCKHILL LN, NEWPORT, MI 48166-7817

Mortgage

Document Number	2020R16144
Date	Aug 12, 2020
Instrument	2020R16144

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 6, 2018
Property Address	5563 CENTRAL DR, MONROE, MI 48161-3677
Document Number	0000010035
Instrument Date	May 11, 2018
Instrument	10035
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3246 ELMWOOD ST MONROE MI 481625804, MONROE, MI 48162-5804

Mortgage

Document Number	10036
Date	Jun 6, 2018
Instrument	10036

Lender

Name	UNIVERSITY/MI CU
Type	Credit Union
Address	ANN ARBOR, MI 48104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,500 (+10.63%) Land $11,200 Building $103,300	$229,000 (+10.63%) Land $22,400 Building $206,600
2025	$3,043.00 (+1.98%) Homeowner's exemption	$103,500 (+22.78%) Land $10,900 Building $92,600	$207,000 (+22.78%) Land $21,800 Building $185,200
2024	$2,984.00 (+22.55%)
2023	$2,435.00 Homeowner's exemption	$84,300	$168,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–1985)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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