5561 Cliff Ln, Temple, TX 76502 Property Records

Bell County property record for 5561 Cliff Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3,444 sqft · built 2018
Lot Size	1.05 acres (45,912 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,497 (2023)
Deeds & Mortgages	Sep 2018 Mortgage Feb 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0384090582`

Property Details

APN / Parcel Number

Primary APN	`0384090582`
Alternative APNs	`110145` `830462`

Interior

Stories	1 Story
Building Area	3,444 sqft Living Area
Gross Area	3,445 sqft
1st Floor Area	3,444 sqft

Exterior

Year Built	Built 2018
Lot Area	45,912 sqft (1.05 acres)
Garage Area	1,209 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	520 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	830462
Street Address	5561 CLIFF LN
City	TEMPLE
State	TX
Zip	76502-6571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFF ESTATES RE-SUBDIVISION, BLOCK 001, LOT 0041, ACRES 1.054
Legal Subdivision	CLIFF ESTATES RE-SUBDIVISION
Legal Block	1
Legal Lot Number	41
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	2
Census Block	2004
Census Tract	20204

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5561 CLIFF LN, TEMPLE, TX 76502-6571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION STATE BANK
Feb 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage UNION ST BK-CENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017
Deed Sale	Jul 14, 2017
Deed Document Number	201700029589
Record Updated	Jun 7, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5561 CLIFF LN, TEMPLE, TX 76502-6571
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037266
Date	Sep 4, 2018
Instrument	2018-00037266

Lender

Name	UNION STATE BANK
Type	Bank
Address	FLORENCE, TX 76527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Feb 21, 2018
Property Address	5561 CLIFF LN, TEMPLE, TX 76502-6571
Instrument Date	Feb 20, 2018
Instrument	6998
Transaction Type	Construction Loan
Record Updated	Mar 13, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9801 W FM 93 BELTON TX 765138306, BELTON, TX 76513-8306

Mortgage

Document Number	0000006998
Date	Feb 21, 2018
Instrument	6998

Lender

Name	UNION ST BK-CENTRE
Type	Bank
Address	FLORENCE, TX 76527

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,497.00 (-10.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$1,008,307 Land $160,693 Building $847,614	$1,008,307 Land $160,693 Building $847,614
2022	$9,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Nextlink.

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