55600 Lazy River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55600 Lazy River Dr, Bend, OR 97707

Property Summary

Property Type	Vacant Land
Details	3 bd · 2 ba · 1,620 sqft · built 1992
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Dec 2017)
Tax Bill	$625 (2025)
Deeds & Mortgages	May 2026 Construction Loan Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201100-00-02600`

Property Details

APN / Parcel Number

Primary APN	`201100-00-02600`
Alternative APNs	`R10662011000002600` `138088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile/Manufactured
Lot Area	60,548 sqft (1.39 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	138088
Street Address	55600 LAZY RIVER DR
City	BEND
State	OR
Zip	97707-2512
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RR10
Legal Subdivision	LAZY RIVER WEST
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1007
Census Tract	301

Owner

Source: Deschutes County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55600 LAZY RIVER DR, BEND, OR 97707-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Construction Mortgage OREGON FEDERAL CREDIT UNION
Oct 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MID OREGON FCU
Dec 7, 2017	Warranty Deed, Transfer · Conventional with PMI LAZY RIVER VENTURES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2017 · Amount on Record
Deed Sale	Dec 7, 2017 · Amount on Record
Prior Sale	Dec 9, 2005 · Amount on Record
Deed Document Number	201748895
Last Transfer Date	Oct 4, 2022
Transfer Doc	0000039124
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	May 26, 2026
Property Address	55600 LAZY RIVER DR, BEND, OR 97707-2512
Document Number	0000015518
Instrument Date	May 20, 2026
Instrument	202615518
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	55600 LAZY RIVER DR, BEND, OR 97707-2512

Mortgage

Document Number	0000015518,
Date	May 26, 2026
Instrument	202615518

Lender

Name	OREGON FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Oct 28, 2022
Property Address	55600 LAZY RIVER DR, BEND, OR 97707-2512
Document Number	0000039124
Instrument Date	Oct 24, 2022
Instrument	2022-39124
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, DESCHUTES TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55600 LAZY RIVER DR, BEND, OR 97707-2512

Mortgage

Document Number	0000039125
Date	Oct 28, 2022
Instrument	2022-39125

Lender

Name	MID OREGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.72%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	4.72%
Max Rate At Change	3.72%
Index	5-Year CMT
Max Rate	3.72%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 7, 2017
Property Address	55600 LAZY RIVER DR, BEND, OR 97707-2512
Document Number	0000048895
Instrument Date	Dec 6, 2017
Instrument	48895
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	DESCHUTES COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55600 LAZY RIVER DR BEND OR 977072512, BEND, OR 97707-2512

Mortgage

Document Number	48896
Date	Dec 7, 2017
Instrument	48896

Lender

Name	LAZY RIVER VENTURES LLC
Address	2570 NW SACAGAWEA LN, BEND, OR 97703-5529

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Dec 6, 2022

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$625.00 (+4.87%)	$105,610 (+2.99%)	$485,630 (-1.94%) Land $332,260 Building $153,370
2024	$596.00 (+2.05%)	$102,540 (+2.99%)	$495,220 (-10.12%) Land $303,510 Building $191,710
2023	$584.00	$99,560	$550,970 Land $366,630 Building $184,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lazy River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures