5560 River Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 5560 River Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,584 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (May 1992)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`265 755B`

Property Details

APN / Parcel Number

Primary APN	`265 755B`
Alternative APN	`1613300002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	217,800 sqft
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5560 RIVER RD
City	CHERRY VALLEY
State	IL
Zip	61016-9632
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	BEG AT PT OF INSECTN N LN SEC & C/L RIVER RD TH E 408.67 FT TH S 531.29 FT TH NWLY 526.36 FT TO C/L RIVER RD & 415FT S OF N LN SEC TH NELY 415 FT TO PO
Legal Block	13
Legal Lot Number	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3015
Census Tract	3705

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5560 RIVER RD, CHERRY VALLEY, IL 61016-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 1992 · Amount on Record
Deed Sale	May 18, 1992 · Amount on Record
Deed Document Number	199213875
Last Transfer Date	Oct 12, 2023
Transfer Doc	0000024491
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 16, 2023
Property Address	5560 RIVER RD, CHERRY VALLEY, IL 61016-9632
Document Number	0000024491
Instrument Date	Sep 27, 2023
Instrument	2324491
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5560 RIVER RD, CHERRY VALLEY, IL 61016-9632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5560 RIVER RD, CHERRY VALLEY, IL 61016-9632

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,420.00	$87,589 (+32.97%) Land $25,830 Building $61,759	$262,767 (+32.97%) Land $77,490 Building $185,277
2022	Homeowner's exemption	$65,871 Land $19,793 Building $46,078	$197,613 Land $59,379 Building $138,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3