Osceola County property record for 5560 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,384 sqft Living Area |
| Lot Size | 86,858 sqft (1.99 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2021) |
| Tax Bill | $2,796.00 (2024) |
| Primary APN | 16-25-31-2632-0001-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,384 sqft Living Area |
| Gross Area | 1,616 sqft Gross Area |
| 1st Floor | 1,384 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 86,858 sqft (1.99 acres) |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 280 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Deck Area | 256 sqft Deck |
| Porch Area | 232 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5560 JACK BRACK RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7726 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRIAN ESTATES PB 6 PG 185 LOT 1 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | BRIAN ESTATES |
| Legal Tract | 2632 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 16-25-31-2632-0001-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 702405, SAINT CLOUD, FL 34770-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPACE COAST CU |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on Record |
| Deed Sale | May 21, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2005 · Amount on Record |
| Deed Doc Number | 202179319 |
| Deed Book / Page | 5964 / 98 |
| Prior Transfer Date | Sep 15, 2009 |
| Prior Transfer Doc | 0040830273 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5560 JACK BRACK RD, SAINT CLOUD, FL 34771-7726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5560 JACK BRACK RD, SAINT CLOUD, FL 34771-7726 |
| Document Number | 0062940001 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | 6294/1 |
| Instrument | 2022147055 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 25, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 21, 2021 |
| Property Address | 5560 JACK BRACK RD, SAINT CLOUD, FL 34771-7726 |
| Document Number | 0059640098 |
| Book / Page | 5964 / 98 |
| Map Reference | MB 6 PG 185 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021079319 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | HERITAGE TITLE AND ESCROW, HERITAGE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 926 N TEXAS AVE, 926, ORLANDO, FL 32804-6510 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 702405, SAINT CLOUD, FL 34770-2405 |
| Document Number | 5964100 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 5964/100 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5560 JACK BRACK RD, SAINT CLOUD, FL 34771-7726 |
| Document Number | 0056722253 |
| Instrument Date | Feb 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 5560 JACK BRACK RD ST CLOUD FL 347717726, ST CLOUD, FL 34771-7726 |
| Document Number | 0056722253 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 005672/002253 |
| Instrument | 20911 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 10, 2030 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,958.00 (+5.79%) Homeowner's exemption | $202,940 (+5.99%) | $214,800 (+5.29%) Land $74,800 Building $140,000 |
| 2024 | $2,796.00 (+2.23%) | ||
| 2023 | $2,735.00 (+4.67%) Homeowner's exemption | $191,477 (+3%) | $204,000 (+9.74%) Land $67,300 Building $136,700 |
| 2022 | $2,613.00 Homeowner's exemption | $185,900 Land $67,300 Building $118,600 | $185,900 Land $67,300 Building $118,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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