556 Winding Hollow Ave, Ocoee, FL 34761 Property Records

Orange County property record for 556 Winding Hollow Ave, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1995
Lot Size	0.183 acres (7,957 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2013)
Tax Bill	$3,338 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-1854-00-900`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-1854-00-900`
Alternative APNs	`282232185400900` `260318` `265163` `269708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	1,695 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,957 sqft (0.183 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	556 WINDING HOLLOW AVE
City	OCOEE
State	FL
Zip	34761-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	CROSS CREEK OF OCOEE 33/30 LOT 90
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	CROSS CREEK OF OCOEE
Legal Tract	1854
Legal Lot Number	90
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2003
Census Tract	14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	556 WINDING HOLLOW AVE, OCOEE, FL 34761-4733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWINDS CU
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2013 · Amount on Record
Deed Sale	Oct 3, 2013 · Amount on Record
Prior Sale	Mar 1, 2010 · Amount on Record
Deed Document Number	2013529262
Deed Book / Page	10644 / 6478
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	556 WINDING HOLLOW AVE, OCOEE, FL 34761-4733
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 WINDING HOLLOW AVE, OCOEE, FL 34761-4733

Mortgage

Document Number	0000567893
Date	Oct 3, 2023
Instrument	20230567893

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 29, 2033

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	556 WINDING HOLLOW AVE, OCOEE, FL 34761-4733
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 WINDING HOLLOW AVE, OCOEE, FL 34761-4733

Mortgage

Document Number	0000794734
Date	Dec 30, 2021
Instrument	20210794734

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	556 WINDING HOLLOW AVE, OCOEE, FL 34761-4733
Document Number	0000068988
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	STEWART LENDER SERVICES, STEWART LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	556 WINDING HOLLOW AVE OCOEE FL 347614733, OCOEE, FL 34761-4733

Mortgage

Document Number	0000068988
Date	Feb 7, 2017
Instrument	68988

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,743 (+2.7%)	$375,030 (-1.25%) Land $105,000 Building $270,030
2025	$3,338.00 (+8.73%) Homeowner's exemption	$200,334 (+5.99%)	$379,770 (+9.42%) Land $105,000 Building $274,770
2024	$3,070.00 (+3.51%)
2023	$2,966.00 (+3.49%) Homeowner's exemption	$189,017 (+3%)	$347,090 (+12.52%) Land $105,000 Building $242,090
2022	$2,866.00 Homeowner's exemption	$183,512	$308,466 Land $105,000 Building $203,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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