556 Steele Gap Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 556 Steele Gap Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,908 sqft · built 1973
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Last Sale	$496,000 (Aug 2015)
Tax Bill	$12,429 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00711-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`06-00711-0000-00035`
Alternative APNs	`0606401000000006B` `060071100035`

Interior

Stories	1 Story
Building Area	2,908 sqft Living Area
1st Floor Area	2,908 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	58,806 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0606401000000006B
Street Address	556 STEELE GAP RD
City	BRIDGEWATER
State	NJ
Zip	08807-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Block	711
Legal Lot Number	35
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	50902

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	556 STEELE GAP RD, BRIDGEWATER, NJ 08807-2339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	201531761
Deed Book / Page	6811 / 1459
Prior Transfer Date	Jan 16, 2006
Prior Transfer Doc	5852001886
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	556 STEELE GAP RD, BRIDGEWATER, NJ 08807-2339
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 STEELE GAP RD, BRIDGEWATER, NJ 08807-2339

Mortgage

Document Number	0000005877
Date	Mar 3, 2026
Book Page	7668/1187
Instrument	2026005877

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	556 STEELE GAP RD, BRIDGEWATER, NJ 08807-2339
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065551
Date	Dec 17, 2020
Book Page	7286/2094
Instrument	2020065551

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,700 (+14.96%) Land $210,400 Building $530,300	$740,700 (+14.96%) Land $210,400 Building $530,300
2025	$12,429.00 (+1.77%)	$644,300 (+13.25%) Land $210,400 Building $433,900	$644,300 (+13.25%) Land $210,400 Building $433,900
2024	$12,213.00 (+14.47%)
2023		$568,900 Land $210,400 Building $358,500	$568,900 Land $210,400 Building $358,500
2022	$10,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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