556 S Main St, Willard, OH 44890 Property Records

Huron County property record for 556 S Main St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1985
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$59,000 (Nov 2013)
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-026A-01-086-0300`

Property Details

APN / Parcel Number

Primary APN	`51-026A-01-086-0300`
Alternative APN	`488548`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Pole Barn	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	488548
Street Address	556 S MAIN ST
City	WILLARD
State	OH
Zip	44890-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 LOT 24
Legal Lot Number	24
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3018
Census Tract	916200

Owner

556 S Main St is owned and occupied by an individual who bought it in November 2013.

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	556 S MAIN ST, WILLARD, OH 44890-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 27, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 22, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2013 · Amount on File
Deed Sale	Nov 26, 2013 · Amount on File
Prior Sale	Nov 18, 2013 · Amount on File
Prior Transfer Date	Aug 8, 2002
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	556 S MAIN ST, WILLARD, OH 44890-9406
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007704
Date	Nov 18, 2020
Instrument	202011180007704

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	556 S MAIN ST, WILLARD, OH 44890-9406
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001812
Date	Mar 27, 2020
Instrument	202003270001812

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	556 S MAIN ST, WILLARD, OH 44890-9406
Document Number	0000007159
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 S MAIN ST WILLARD OH 448909406, WILLARD, OH 44890-9406

Mortgage

Document Number	0000007159
Date	Dec 1, 2017
Instrument	7159

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 556 S Main St was $1,204 with a homeowner's exemption, down 5.5% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,204.00 (-5.49%)	$36,820 (-) Land $7,430 Building $29,390	$105,210 (-) Land $21,230 Building $83,980
2024	$1,274.00 (+15.19%)	$36,820 (+25.2%) Land $7,430 Building $29,390	$105,210 Land $21,230 Building $83,980
2023	$1,106.00 (-1.34%)	$29,410 (-) Land $5,410 Building $24,000
2022	$1,121.00	$29,410 Land $5,410 Building $24,000
2021			$84,020 Land $15,450 Building $68,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 556 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 556 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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