556 Riverview Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 556 Riverview Ln, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,115 sqft · built 1961
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$258,325 (Jul 2018)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`959430A000`

Property Details

APN / Parcel Number

Primary APN	`959430A000`
Alternative APN	`5-0124-0164-00-0021.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,115 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	1,540 sqft
Basement Area	1,252 sqft
Finished Basement	575 sqft
Unfinished Basement	677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	959430A000
Street Address	556 RIVERVIEW LN
City	SAINT CHARLES
State	MO
Zip	63301-0059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SUR 164 CUL DE SAC COMMON FIELDS PT LOTS 9 & 10 PAYNES PTN
Legal Subdivision	THOS J PAYNE/CUL DESAC COMMON
Legal Lot Number	21
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2024
Census Tract	310202

Owner

Source: St. Charles County records · APN 959430A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	556 RIVERVIEW LN, SAINT CHARLES, MO 63301-0059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
Aug 06, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF WATERLOO
Jul 05, 2018	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF WATERLOO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2018 · Amount on Record
Deed Sale	Jul 05, 2018 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	2018379470
Deed Book / Page	6944 / 1369
Prior Transfer Date	Sep 16, 2002
Prior Transfer Doc	0030320751
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	556 RIVERVIEW LN, SAINT CHARLES, MO 63301-0059
Transaction Type	Mortgage
Record Updated	Sep 08, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 RIVERVIEW LN, SAINT CHARLES, MO 63301-0059

Mortgage

Document Number	2021R071487
Date	Aug 26, 2021
Instrument	2021R-071487

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 01, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	556 RIVERVIEW LN, SAINT CHARLES, MO 63301-0059
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071181330
Date	Aug 06, 2019
Book Page	7118/1330
Instrument	20190806000408790

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Lending Institution
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 05, 2018
Property Address	556 RIVERVIEW LN, SAINT CHARLES, MO 63301-0059
Document Number	0069441369
Book / Page	6944 / 1369
Instrument Date	Jun 28, 2018
Instrument	20180705000379470
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5173 WARING RD # 342, 5173, SAN DIEGO, CA 92120-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 QUARRY RD, LEBANON, IL 62254-2539

Mortgage

Document Number	20180705000379480
Date	Jul 05, 2018
Instrument	20180705000379480

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,261.00 (-3.18%)	$63,322 (-0.38%)	$333,273 (-0.38%) Land $60,000 Building $273,273
2024	$4,401.00
2023		$63,562
2022			$334,541 Land $60,000 Building $274,541

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	151 (1979–2022)
Claims Outside the SFHA	8 of 151
Most Recent Claim	Jul 2022, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims Severe Storms & Flooding, Aug 1993 · 66 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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