556 Palmer Rd, Rockwell, NC 28138 Property Records

Rowan County property record for 556 Palmer Rd, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,119 sqft · built 1995
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Mar 2022)
Tax Bill	$1,760 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365 116`

Property Details

APN / Parcel Number

Primary APN	`365 116`
Alternative APN	`6242815`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,119 sqft Living Area
1st Floor Area	1,119 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Porch
Porch Area	70 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	556 PALMER RD
City	ROCKWELL
State	NC
Zip	28138-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	LT 4 PINE PARK
Legal Lot Number	4
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	3
Census Block	3001
Census Tract	51001

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	556 PALMER RD, ROCKWELL, NC 28138-9318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Mar 5, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Book / Page	1397 / 947
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	0012740037
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 21, 2022
Property Address	556 PALMER RD, ROCKWELL, NC 28138-9318
Document Number	0013970947
Book / Page	1397 / 947
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1803, SALISBURY, NC 28145-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 PALMER RD, ROCKWELL, NC 28138-9318

Mortgage

Document Number	0001397948
Date	Mar 21, 2022
Instrument	1397/948

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 5, 2020
Property Address	556 PALMER RD, ROCKWELL, NC 28138-9318
Document Number	0013440651
Book / Page	1344 / 651
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 S MAIN ST # ST5, 409, CHINA GROVE, NC 28023-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1803, SALISBURY, NC 28145-1803

Mortgage

Document Number	13440652
Date	Mar 5, 2020
Instrument	1344/0652

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Rockwell Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,760.00	$169,232 (-) Land $26,000 Building $143,232	$169,232 (-) Land $26,000 Building $143,232
2025	$1,760.00	$169,232 (-) Land $26,000 Building $143,232
2023	$1,760.00	$169,232 Land $26,000 Building $143,232	$169,232 Land $26,000 Building $143,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Windstream.

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