556 N 3500 W, Layton, UT 84041 Property Records

Davis County property record for 556 N 3500 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,922 sqft · built 2016
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-843-0106`

Property Details

APN / Parcel Number

Primary APN	`12-843-0106`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Basement Area	2,056 sqft
Unfinished Basement	2,056 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.284 acres)
View / Lot	Corner
Garage Area	722 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	556 N 3500 W
City	LAYTON
State	UT
Zip	84041-3782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ALL OF LOT 106, WILLOW RIDGE SUBDIVISION PHASE 1. CONT. 0.28400 ACRES
Legal Subdivision	RIDGE SUB
Legal Phase	1
Legal Lot Number	106
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2000
Census Tract	125413

Owner

556 N 3500 W is owned and occupied by two individuals who acquired it in June 2016.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	556 N 3500 W, LAYTON, UT 84041-3782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Dec 27, 2019	Deed of Trust, Mortgage AMERICAN FIRST CU
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016
Deed Sale	Jun 20, 2016
Deed Document Number	20162946577
Deed Book / Page	6541 / 1195
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	556 N 3500 W, LAYTON, UT 84041-3782
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	GATEWAY TITLE INSURANCE AGENCY LLC, GATEWAY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7825/1507
Date	Aug 18, 2021
Book Page	7825/1507
Instrument	3410365

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	556 N 3500 W, LAYTON, UT 84041-3782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003079308
Date	Mar 2, 2018
Book Page	6963/1668
Instrument	3079308

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	556 N 3500 W, LAYTON, UT 84041-3782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003214603
Date	Dec 27, 2019
Book Page	7417/1490
Instrument	3214603

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 30, 2029

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	556 N 3500 W, LAYTON, UT 84041-3782
Document Number	0003241700
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	556 N 3500 W LAYTON UT 840413782, LAYTON, UT 84041-3782

Mortgage

Document Number	0003241700
Date	Apr 10, 2020
Book Page	007489/002682
Instrument	3241700

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 556 N 3500 W was $4,191, up 5.5% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,750 (-1.88%) Land $123,880 Building $307,870	$785,000 (-1.88%) Land $225,236 Building $559,764
2025	$4,191.00 (+5.49%)	$440,000 Land $124,961 Building $315,039	$800,000 Land $227,202 Building $572,798
2024	$3,973.00 (+3.73%)
2023	$3,830.00 (-6.88%)	$714,000 Land $141,331 Building $572,669	$714,000 Land $141,331 Building $572,669
2022	$4,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 556 N 3500 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 556 N 3500 W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

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