556 M and M Cove Rd, Roach, MO 65787 Property Records

Camden County property record for 556 M and M Cove Rd, Roach, MO 65787

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,627 sqft · built 1973
Lot Size	0.422 acres (18,382 sqft)
Owner	2 Company Names on File
Last Sale	$238,950 (Sep 2023)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14 1.0 12.0 001.0 003 034.000`

Property Details

APN / Parcel Number

Primary APN	`14 1.0 12.0 001.0 003 034.000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,627 sqft Gross Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	18,382 sqft (0.422 acres)
Lot Dimensions	210 ft deep x 20 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	556 M AND M COVE RD
City	ROACH
State	MO
Zip	65787-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14
Legal Range	18W
Legal Township	38N
Legal Section	12
Legal Subdivision	M & M SUB
Legal Lot Number	14
Jurisdiction	CAMDEN MO
Township / Civil Division	RUSSELL
Census Block Group	2
Census Block	2013
Census Tract	950301

Owner

556 M and M Cove Rd is owned by a company that acquired it in October 2025.

Source: Camden County records, as of November 10, 2025

Owner of Record	2 Company Names on File
Mailing Address	2536 DACIA LN, SAINT LOUIS, MO 63129-4917
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 14, 2025	Intrafamily Transfer, Transfer UNKNOWN, ARROWHEAD TITLE
Sep 25, 2023	Personal Representative Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 25, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Sep 25, 2023 · Amount on File
Deed Book / Page	890 / 441
Last Transfer Date	Oct 10, 2025
Transfer Doc	000918/422
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	556 M AND M COVE RD, ROACH, MO 65787-7757
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2536 DACIA LN, SAINT LOUIS, MO 63129-4917

Mortgage

Document Number	000354/171
Date	Dec 30, 2024
Book Page	354/171

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN MO
Recording Date	Oct 14, 2025
Property Address	556 M AND M COVE RD, ROACH, MO 65787-7757
Document Number	000918/422
Book / Page	918 / 422
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, ARROWHEAD TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2536 DACIA LN, SAINT LOUIS, MO 63129-4917

September 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CAMDEN MO
Recording Date	Sep 25, 2023
Property Address	556 M AND M COVE RD, ROACH, MO 65787-7757
Document Number	000890/441
Book / Page	890 / 441
Instrument Date	Sep 21, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, ARROWHEAD TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2536 DACIA LN, SAINT LOUIS, MO 63129-4917

Mortgage

Document Number	0000349970
Date	Sep 25, 2023
Instrument	349///970

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN MO
Recording Date	Sep 25, 2023
Property Address	556 M AND M COVE RD, ROACH, MO 65787-7757
Document Number	000890/440
Book / Page	890 / 440
Instrument Date	Sep 21, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2536 DACIA LN, SAINT LOUIS, MO 63129-4917

Tax Assessment & Valuation

The 2025 property tax bill for 556 M and M Cove Rd was $1,202.

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Macks Creek R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,202.00	$22,830	$120,158
2023		$22,830 (-)	$120,158 (-)
2022	$1,175.00	$22,830	$120,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 556 M and M Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 556 M and M Cove Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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