Lorain County property record for 556 Keys Dr, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2020) |
| Tax Bill | $2,047.00 (2025) |
Source: Lorain County records · APN 06-24-028-102-003
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 556 KEYS DR, ELYRIA, OH 44035-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME FEDERAL BANK |
| Oct 05, 2020 | Warranty Deed, Transfer CROSSCOUNTRY MTG |
| Aug 17, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2020 · Amount on Record |
| Deed Sale | Oct 05, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2014 · Amount on Record |
| Deed Doc Number | 2020781979 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 16, 2026 |
| Property Address | 556 KEYS DR, ELYRIA, OH 44035-2805 |
| Document Number | 0000103853 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026103853 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 556 KEYS DR, ELYRIA, OH 44035-2805 |
| Document Number | 0000103854, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026103854 |
| Name | HOME FEDERAL BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 05, 2020 |
| Property Address | 556 KEYS DR, ELYRIA, OH 44035-2805 |
| Document Number | 0000781979 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 781979 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 556 KEYS DR ELYRIA OH 440352805, ELYRIA, OH 44035-2805 |
| Document Number | 781980 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 781980 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 04, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 556 KEYS DR, ELYRIA, OH 44035-2805 |
| Document Number | 0000684259 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 556 KEYS DR ELYRIA OH 440352805, ELYRIA, OH 44035-2805 |
| Document Number | 0000684259 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 684259 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 4910 TIEDEMAN RD, BROOKLYN, OH 44144-2338 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,047.00 Homeowner's exemption | $43,480 (%) Land $9,300 Building $34,180 | $124,230 (-) Land $26,570 Building $97,660 |
| 2024 | $2,047.00 (-1.49%) | $43,481 (+13.99%) Land $9,300 Building $34,181 | $124,230 (+13.99%) Land $26,570 Building $97,660 |
| 2023 | $2,078.00 (+0.39%) | $38,143 (+0.01%) Land $8,841 Building $29,302 | $108,980 (-) Land $25,260 Building $83,720 |
| 2022 | $2,070.00 | $38,140 Land $8,840 Building $29,300 | |
| 2021 | $108,980 Land $25,260 Building $83,720 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-24-028-102-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,800 sqft Living Area |
| 1st Floor | 1,572 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 140 ft x 63 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 216 sqft Garage |
| Porch | Porch |
| Porch Area | 630 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 556 KEYS DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2805 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CASCADE COLONY 3 63 X 140 |
| Legal Subdivision | CASCADE COLONY 3 |
| Legal Tract | 24 |
| Legal Block | 102 |
| Legal Lot Number | 206 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 70400 |
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