556 Jefferson St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 556 Jefferson St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,688 sqft · built 1894
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on File
Last Sale	$218,800 (Nov 2019)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017190A000`

Property Details

APN / Parcel Number

Primary APN	`017190A000`
Alternative APN	`6-009D-B185-00-0006.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	1,344 sqft
Basement Area	208 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	169 ft deep x 50 ft wide
Garage Area	759 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	017190A000
Street Address	556 JEFFERSON ST
City	SAINT CHARLES
State	MO
Zip	63301-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA4
Legal Description	PT CITY BLK 185
Legal Subdivision	CITY/ST CHARLES
Legal Block	185
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1063
Census Tract	310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

556 Jefferson St is owned and occupied by an individual who bought it in November 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	556 JEFFERSON ST, SAINT CHARLES, MO 63301-2762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Nov 7, 2019	Deed of Trust, Mortgage FIRST CMNTY CU
Jun 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Aug 14, 2007 · Amount on File
Deed Document Number	2019648950
Deed Book / Page	7180 / 2305
Prior Transfer Date	Jun 10, 2017
Prior Transfer Doc	0067610746
Record Updated	Oct 29, 2026

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 13, 2019
Property Address	556 JEFFERSON ST, SAINT CHARLES, MO 63301-2762
Document Number	0071802305
Book / Page	7180 / 2305
Instrument Date	Nov 7, 2019
Instrument	20191113000648950
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 JEFFERSON ST, SAINT CHARLES, MO 63301-2762

Mortgage

Document Number	20191113000648960
Date	Nov 13, 2019
Instrument	20191113000648960

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	556 JEFFERSON ST, SAINT CHARLES, MO 63301-2762
Document Number	0071802307
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 JEFFERSON ST ST CHARLES MO 633012762, ST CHARLES, MO 63301-2762

Mortgage

Document Number	0071802307
Date	Nov 13, 2019
Book Page	007180/002307
Instrument	648960

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 12, 2039

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 19, 2017
Property Address	556 JEFFERSON ST, SAINT CHARLES, MO 63301-2762
Document Number	0067610746
Book / Page	006761 / 000746
Instrument Date	Jun 10, 2017
Instrument	372870
Transaction Type	Transfer
Record Updated	Jun 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 JEFFERSON ST ST CHARLES MO 633012762, ST CHARLES, MO 63301-2762

Tax Assessment & Valuation

The 2025 property tax bill for 556 Jefferson St was $3,829, up 2.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,178 (-)	$321,987 (-) Land $50,000 Building $271,987
2025	$3,829.00 (+2.46%)	$61,178	$321,987 Land $50,000 Building $271,987
2024	$3,737.00
2023		$58,295
2022			$306,818 Land $37,500 Building $269,318

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 556 Jefferson St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1980–2022)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Aug 2022 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 556 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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