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556 Grove St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 556 Grove St, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,982 sqft · built 1976
Lot Size0.236 acres (10,280 sqft)
Owner2 Individual Names on Record
Last Sale$639,000 (May 2018)
Tax Bill$14,334 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN51-04401-0000-00055

Property Details

APN / Parcel Number

Primary APN51-04401-0000-00055
Alternative APN
  • 510440100055

Interior

Stories1 Story
Building Area1,982 sqft Living Area
1st Floor Area1,982 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,280 sqft (0.236 acres)
Lot Dimensions137 ft deep x 75 ft wide

Location & Zoning

Street Address556 GROVE ST
CityRIDGEWOOD
StateNJ
Zip07450-5429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.236 AC
Legal SubdivisionVILLAGE/RIDGEWOOD
Legal Block4401
Legal Lot Number55
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group3
Census Block3002
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address556 GROVE ST, RIDGEWOOD, NJ 07450-5429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
IVY MORTGAGE CORP
May 21, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2018 · Amount on Record
Deed SaleMay 21, 2018 · Amount on Record
Prior SaleSep 12, 2014 · Amount on Record
Deed Document Number201818-035554
Deed Book / Page2945 / 2278
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address556 GROVE ST, RIDGEWOOD, NJ 07450-5429
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040250604
DateMar 19, 2021
Book Page4025/604
Instrument2021039893
Lender
NameIVY MORTGAGE CORP
TypeSubprime Lender
AddressFULTON, MD 20759
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 21, 2018
Property Address556 GROVE ST, RIDGEWOOD, NJ 07450-5429
Document Number0029452278
Book / Page2945 / 2278
Instrument DateApr 23, 2018
Instrument00018-035554
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address556 GROVE ST, RIDGEWOOD, NJ 07450-5429

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$496,000 (-) Land $284,500 Building $211,500$496,000 (-) Land $284,500 Building $211,500
2025$14,334.00 (+0.73%)$496,000 (-) Land $284,500 Building $211,500$496,000 (-) Land $284,500 Building $211,500
2024$14,230.00 (+4.98%)
2023$496,000 Land $284,500 Building $211,500$496,000 Land $284,500 Building $211,500
2022$13,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1999–2021)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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