556 Gold Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 556 Gold Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,172 sqft · built 1966
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2021)
Tax Bill	$7,914 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122-142-13-00`

Property Details

APN / Parcel Number

Primary APN	`122-142-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,172 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	556 GOLD DR
City	OCEANSIDE
State	CA
Zip	92057-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 36 TR 005457
Legal Subdivision	MESA MARGARITA
Legal Tract	005457
Legal Block	2
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	556 GOLD DR, OCEANSIDE, CA 92057-4326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 27, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS
Dec 18, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	2021442755
Prior Transfer Date	Jan 24, 2005
Prior Transfer Doc	0000064852
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2021
Property Address	556 GOLD DR, OCEANSIDE, CA 92057-4326
Document Number	0000442755
Map Reference	MAP 5457
Instrument Date	Mar 21, 2021
Instrument	2021-0442755
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	556 GOLD DR, OCEANSIDE, CA 92057-4326

Mortgage

Document Number	0000442756
Date	Jun 16, 2021
Instrument	2021-0442756

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	556 GOLD DR, OCEANSIDE, CA 92057-4326
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 GOLD DR, OCEANSIDE, CA 92057-4326

Mortgage

Document Number	0000146998
Date	Feb 25, 2021
Instrument	2021-0146998

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	556 GOLD DR, OCEANSIDE, CA 92057-4326
Document Number	0000015318
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	556 GOLD DR OCEANSIDE CA 920574326, OCEANSIDE, CA 92057-4326

Mortgage

Document Number	0000015318
Date	Jan 13, 2020
Instrument	15318

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2018
Property Address	556 GOLD DR, OCEANSIDE, CA 92057-4326
Document Number	0000076342
Instrument Date	Feb 15, 2018
Instrument	76342
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$515.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	556 GOLD DR OCEANSIDE CA 920574326, OCEANSIDE, CA 92057-4326

Mortgage

Document Number	76343
Date	Feb 27, 2018
Instrument	76343

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2017
Property Address	556 GOLD DR, OCEANSIDE, CA 92057-4326
Document Number	0000591522
Instrument Date	Dec 11, 2017
Instrument	591522
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$401.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6644 AVENIDA DE LAS PESCAS LA JOLLA CA 920376218, LA JOLLA, CA 92037-6218

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	556 GOLD DR, OCEANSIDE, CA 92057-4326
Document Number	0000496289
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	556 GOLD DR OCEANSIDE CA 920574326, OCEANSIDE, CA 92057-4326

Mortgage

Document Number	0000496289
Date	Oct 25, 2017
Instrument	496289

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 24, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,649 (+2%) Land $518,916 Building $198,733
2025	$7,914.00 (+5.18%)	$703,579 (+4.04%) Land $508,742 Building $194,837
2023	$7,524.00 (+1.52%)	$676,260 Land $488,988 Building $187,272
2022	$7,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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