556 Falls Cir, Sylva, NC 28779 Property Records

Jackson County property record for 556 Falls Cir, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,895 sqft · built 1996
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Dec 2017)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7632-91-6058`

Property Details

APN / Parcel Number

Primary APN	`7632-91-6058`
Alternative APN	`180131`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,895 sqft Heated Area
1st Floor Area	1,576 sqft
Upper Floors Area	2,319 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Garage Area	1,632 sqft
Carport	Carport
Carport Area	1,632 sqft
Parking Spaces	4 Parking Spaces
Pool Area	432 sqft
Porch	Patio
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	556 FALLS CIR
City	SYLVA
State	NC
Zip	28779-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	OFF DILLS COVE RD
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3037
Census Tract	950300

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	556 FALLS CIR, SYLVA, NC 28779-3100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Line of Credit AMG TEXAS CAP LLC
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Deed Book / Page	2202 / 1126
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	556 FALLS CIR, SYLVA, NC 28779-3100
Document Number	0022391125
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	556 FALLS CIR SYLVA NC 287793100, SYLVA, NC 28779-3100

Mortgage

Document Number	0022391125
Date	Jun 3, 2019
Book Page	002239/001125

Lender

Name	AMG TEXAS CAP LLC
Address	4811 CHIPPENDALE DR # 101, SACRAMENTO, CA 95841-2551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	556 FALLS CIR, SYLVA, NC 28779-3100
Document Number	0022181356
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 FALLS CIR SYLVA NC 287793100, SYLVA, NC 28779-3100

Mortgage

Document Number	0022181356
Date	Jul 30, 2018
Book Page	002218/001356

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 1, 2017
Property Address	556 FALLS CIR, SYLVA, NC 28779-3100
Document Number	0022021126
Book / Page	2202 / 1126
Map Reference	MB 885 PG 387
Instrument Date	Nov 22, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 606, SYLVA, NC 28779-0606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 FALLS CIR, SYLVA, NC 28779-3100

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,128,169 (+54.63%) Land $160,400 Building $967,769
2025	$4,287.00 (+54.65%)
2023	$2,772.00	$729,590 Land $132,970 Building $596,620

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1991–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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