556 Evans Hollow Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 556 Evans Hollow Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1998
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Jul 2018)
Tax Bill	$850 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`447900454353000`

Property Details

APN / Parcel Number

Primary APN	`447900454353000`
Alternative APN	`48153`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Heated Area
Gross Area	2,336 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	204 ft deep x 100 ft wide
Porch	Slab
Porch Area	160 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48153
Street Address	556 EVANS HOLLOW RD
City	MURPHY
State	NC
Zip	28906-6079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 GALLOWAY GOLD BRANCH EST PROP 1477/1035
Legal Phase	1477
Legal Lot Number	9
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1038
Census Tract	930604

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	556 EVANS HOLLOW RD, MURPHY, NC 28906-6079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 27, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	20183614
Deed Book / Page	1592 / 505
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	556 EVANS HOLLOW RD, MURPHY, NC 28906-6079
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01674/1139
Date	Mar 12, 2021
Book Page	1674/1139
Instrument	1638

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 27, 2018
Property Address	556 EVANS HOLLOW RD, MURPHY, NC 28906-6079
Document Number	01592/0505
Book / Page	01592 / 0505
Instrument Date	Jul 27, 2018
Instrument	03614
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 COUNTRY LN, 39, MURPHY, NC 28906-6075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 EVANS HOLLOW RD, MURPHY, NC 28906-6079

Mortgage

Document Number	0000003615
Date	Jul 27, 2018
Instrument	03615

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00	$116,100 (-)	$116,100 (-) Land $15,000 Building $101,100
2023		$116,100	$116,100 Land $15,000 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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