556 Empress Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 556 Empress Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,172 sqft · built 2015
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Mar 2025)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-0001-0230-00`

Property Details

APN / Parcel Number

Primary APN	`026-0001-0230-00`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,172 sqft Living Area
Gross Area	4,338 sqft
1st Floor Area	1,166 sqft
2nd Floor Area	2,006 sqft
Basement Area	1,166 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	4,182 sqft (0.096 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	556 EMPRESS AVE
City	CINCINNATI
State	OH
Zip	45226-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMPRESS AVE 0.096 AC R2 T4 S25
Legal Subdivision	RIVERVIEW SYNDICATE SUBDIVISION
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	4703

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	556 EMPRESS AVE, CINCINNATI, OH 45226-2045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
Dec 21, 2020	Survivorship Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
May 10, 2018	Deed of Trust, Mortgage JPMORGAN CHASE BK NA
Mar 23, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	202516624
Deed Book / Page	15369 / 1615
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 21, 2026
Property Address	556 EMPRESS AVE, CINCINNATI, OH 45226-2045
Document Number	0000040239
Book / Page	15671 / 1993
Instrument Date	May 15, 2026
Instrument	202640239
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 EMPRESS AVE, CINCINNATI, OH 45226-2045

Mortgage

Document Number	0000040239,
Date	May 21, 2026
Book Page	15671/1993
Instrument	202640239

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 21, 2020
Property Address	556 EMPRESS AVE, CINCINNATI, OH 45226-2045
Document Number	0000134318
Book / Page	14319 / 1376
Map Reference	MB 7 PG 104
Instrument Date	Nov 24, 2020
Instrument	2020-0134318
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 EMPRESS AVE, CINCINNATI, OH 45226-2045

Mortgage

Document Number	0000134319
Date	Dec 21, 2020
Instrument	2020-0134319

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	556 EMPRESS AVE, CINCINNATI, OH 45226-2045
Document Number	0000042132
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	556 EMPRESS AVE CINCINNATI OH 452262045, CINCINNATI, OH 45226-2045

Mortgage

Document Number	0000042132
Date	May 17, 2018
Book Page	013670/001196
Instrument	42132

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	556 EMPRESS AVE, CINCINNATI, OH 45226-2045
Document Number	0000030195
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	556 EMPRESS AVE CINCINNATI OH 452262045, CINCINNATI, OH 45226-2045

Mortgage

Document Number	0000030195
Date	Apr 5, 2017
Book Page	013389/002811
Instrument	30195

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBU, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Apr 4, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,775.00 (+0.13%)	$250,251 (+%) Land $59,511 Building $190,740	$715,000 (-) Land $170,030 Building $544,970
2024	$3,770.00 (-0.19%)	$250,249 (-) Land $59,510 Building $190,739
2023	$3,777.00 (+49.47%)	$250,249 (+7.65%) Land $59,510 Building $190,739	$715,000 (+7.65%) Land $170,030 Building $544,970
2022	$2,527.00	$232,471 Land $24,224 Building $208,247
2020			$664,200 Land $69,210 Building $594,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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