556 Charles St, Mobile, AL 36604 Property Records

Mobile County property record for 556 Charles St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,016 sqft · built 1985
Lot Size	0.147 acres (6,413 sqft)
Owner	Company Name on Record
Last Sale	$44,500 (Oct 2025)
Tax Bill	$560 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022910380004013`

Property Details

APN / Parcel Number

Primary APN	`R022910380004013`
Alternative APNs	`29 10 38 0 004 013.XXX` `00949406` `949406`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,413 sqft (0.147 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	949406
Street Address	556 CHARLES ST
City	MOBILE
State	AL
Zip	36604-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT CERTAIN LOT OF LAND BDED BY LINE DESC AS FOLL BEG AT W/L OF CHARLES ST 132 FT 6 IN S OF DELAWARE ST TH WLY & PAR WITH
Legal Range	04S
Legal Township	04S
Legal Section	38
Legal Subdivision	MIDDLE DIV
Legal Lot Number	2-5,8-9
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1022
Census Tract	1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakleigh Garden Historic District (Boundary Decrease & Additional Documentation) listed 2016 · 66 contributing resources · NRIS 16000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	405 BAY SHORE AVE, MOBILE, AL 36607-1501
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST
Oct 9, 2025	Quit Claim Deed, Transfer · Construction Mortgage LOAN FUNDER LLC SERIES 101783
Oct 21, 2021	Vendor's Lien, Transfer · Land Contract NOT AVAILABLE
Jun 15, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	202561064
Prior Transfer Date	Sep 23, 2025
Prior Transfer Doc	0000061064
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	556 CHARLES ST, MOBILE, AL 36604-3163
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 BRISTLECONE DR, MOBILE, AL 36693-3562

Mortgage

Document Number	0000067612
Date	Oct 24, 2022
Instrument	2022067612

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	DAPHNE, AL 36526

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 9, 2025
Property Address	556 CHARLES ST, MOBILE, AL 36604-3163
Document Number	0000061064
Instrument Date	Sep 23, 2025
Instrument	2025061064
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 BAY SHORE AVE, MOBILE, AL 36607-1533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BAY SHORE AVE, MOBILE, AL 36607-1533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061065
Date	Oct 9, 2025
Instrument	2025061065

Lender

Name	LOAN FUNDER LLC SERIES 101783
Address	645 MADISON AVE # 1919, NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MOBILE AL
Recording Date	Oct 21, 2021
Property Address	556 CHARLES ST, MOBILE, AL 36604-3163
Document Number	0000069674
Instrument Date	Oct 14, 2021
Instrument	2021069674
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1927, MOBILE, AL 36633-1927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 BRISTLECONE DR, MOBILE, AL 36693-3562

Mortgage

Date	Oct 21, 2021

Lender

Name	NOT AVAILABLE
Special Notes	Seller Financed

Agreement

Type	Land Contract
Amount	Amount Recorded

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 15, 2021
Property Address	556 CHARLES ST, MOBILE, AL 36604-3163
Document Number	0000038604
Instrument Date	Jun 15, 2021
Instrument	2021038604
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$560.00 (+63.74%)	$8,820 (+63.33%) Land $1,600 Building $7,220	$44,100 (+63.33%) Land $8,000 Building $36,100
2024	$342.00 (+7.55%)	$5,400 (+11.11%) Land $1,200 Building $4,200	$27,000 (+11.11%) Land $6,000 Building $21,000
2023	$318.00 (+16.91%)	$4,860 (+17.39%) Land $1,200 Building $3,660	$24,300 (+17.39%) Land $6,000 Building $18,300
2022	$272.00	$4,140 Land $960 Building $3,180	$20,700 Land $4,800 Building $15,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1985–2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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