556 46th St, Oakland, CA 94609 Property Records

Alameda County property record for 556 46th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 3,692 sqft · built 1895
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Apr 2005)
Tax Bill	$14,705 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1160-10-1`

Property Details

APN / Parcel Number

Primary APN	`13-1160-10-1`
Alternative APNs	`013-1160-010-01` `013 116001000`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,692 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,013 sqft (0.161 acres)

Location & Zoning

Street Address	556 46TH ST
City	OAKLAND
State	CA
Zip	94609-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0010 AR: 0013 PAGE: 1160
Legal Subdivision	ALDEN/TEMASCAL
Legal Block	2111
Legal Lot Number	28&29
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4011
Census Tract	401100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	556 46TH ST, OAKLAND, CA 94609-2064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Correction Deed · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 20, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2005 · Amount on Record
Deed Sale	Apr 1, 2005 · Amount on Record
Prior Sale	Sep 7, 2000 · Amount on Record
Deed Document Number	2005126818
Prior Transfer Date	May 23, 1997
Prior Transfer Doc	0000134678
Record Updated	Oct 29, 2026

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 5, 2020
Property Address	556 46TH ST, OAKLAND, CA 94609-2064
Document Number	0000259950
Map Reference	MB 17 PG 48
Instrument Date	Sep 24, 2020
Instrument	2020259950
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	556 46TH ST, OAKLAND, CA 94609-2064

Mortgage

Document Number	0000259951
Date	Oct 5, 2020
Instrument	2020259951

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 22, 2019
Property Address	556 46TH ST, OAKLAND, CA 94609-2064
Document Number	0000240388
Map Reference	MB 17 PG 48
Instrument Date	Nov 5, 2019
Instrument	2019240388
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	556 46TH ST, OAKLAND, CA 94609-2064

Mortgage

Document Number	0000240389
Date	Nov 22, 2019
Instrument	2019240389

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jul 20, 2017
Property Address	556 46TH ST, OAKLAND, CA 94609-2064
Document Number	0000157797
Instrument Date	Jul 13, 2017
Instrument	2017157797
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	556 46TH ST, OAKLAND, CA 94609-2064

Mortgage

Document Number	0000157798
Date	Jul 20, 2017
Instrument	2017157798

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$966,833 (+1.27%) Land $292,150 Building $681,683
2025	$14,705.00 (-1.04%) Homeowner's exemption	$954,744 (+4.04%) Land $286,423 Building $668,321
2023	$14,860.00 Homeowner's exemption	$917,678 Land $275,303 Building $642,375	$1,203,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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