5558 Matanzas Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5558 Matanzas Dr, Sebring, FL 33872

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,082 sqft · built 1981
Lot Size	0.022 acres (952 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Jan 2025)
Tax Bill	$1,132 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0448130275I2180`

Property Details

APN / Parcel Number

Primary APN	`C0448130275I2180`
Alternative APN	`C-04-34-28-130-275I-2180`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	952 sqft (0.022 acres)
View / Lot	Condo
Porch	Florida Room
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5558 MATANZAS DR
City	SEBRING
State	FL
Zip	33872-2398
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	GOLF VILLAGE CONDO PER OR 664 PG 794 UNIT 218 BLDG 5 + 1/48 INT IN COMMON ELEMENTS
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	GOLF VILLAGE CONDO
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1002
Census Tract	960503

Owner

5558 Matanzas Dr, a condominium, is owned and occupied by two individuals who bought it in January 2025.

Source: Highlands County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5558 MATANZAS DR, SEBRING, FL 33872-2398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on File
Deed Sale	Jan 2, 2025 · Amount on File
Prior Sale	Jul 21, 2022 · Amount on File
Deed Document Number	20252238084
Deed Book / Page	3090 / 575
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0002106047
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 21, 2022
Property Address	5558 MATANZAS DR, SEBRING, FL 33872-2398
Document Number	0002106050
Book / Page	2920 / 255
Map Reference	MB 664 PG 794
Instrument Date	Jul 16, 2022
Instrument	2106050
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4213 DUFFER LOOP, 4213, SEBRING, FL 33872-1290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 NW 87TH DR APT 101, 101, PLANTATION, FL 33324-6566

Mortgage

Document Number	0002920257
Date	Jul 21, 2022
Instrument	2920/257

Lender

Name	FEMBI MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,713	$125,661 Land $12,500 Building $113,161
2024	$1,132.00 (+3.38%)
2023	$1,095.00 (+62.95%) Homeowner's exemption	$100,054 (+68.57%) Land $5,000 Building $95,054	$100,054 (+23.62%) Land $5,000 Building $95,054
2022	$672.00 Homeowner's exemption	$59,354	$80,938 Land $5,000 Building $75,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5558 Matanzas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5558 Matanzas Dr is moderate, ranking above 47% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20