55579 Currant Rd, Mishawaka, IN 46545 Property Records

St. Joseph County property record for 55579 Currant Rd, Mishawaka, IN 46545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1918
Lot Size	2.05 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2023)
Tax Bill	$1,077 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-01-176-008.000-031`

Property Details

APN / Parcel Number

Primary APN	`71-09-01-176-008.000-031`
Alternative APN	`0141017019601`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	89,734 sqft (2.05 acres)
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Poultry House	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0141017019601
Street Address	55579 CURRANT RD
City	MISHAWAKA
State	IN
Zip	46545-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WORKMAN MINOR SUBDIVISION LOT 2
Legal Subdivision	WORKMAN MINOR SUB
Legal Lot Number	2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1020
Census Tract	11504

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55579 CURRANT RD, MISHAWAKA, IN 46545-4713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Oct 18, 2005	Deed of Trust, Mortgage · Line of Credit COMMUNITYWIDE FCU
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Jun 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Jun 1, 2022
Deed Document Number	0002312125
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	55579 CURRANT RD, MISHAWAKA, IN 46545-4713
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002600154
Date	Jan 5, 2026
Instrument	2600154

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year CMT
Max Rate	11%

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	55579 CURRANT RD, MISHAWAKA, IN 46545-4713
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000548092
Date	Oct 18, 2005
Instrument	0548092

Lender

Name	COMMUNITYWIDE FCU
Address	SOUTH BEND, IN 46619

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 5, 2023
Property Address	55579 CURRANT RD, MISHAWAKA, IN 46545-4713
Document Number	0002312125
Map Reference	IN 9832831
Instrument Date	Jun 1, 2023
Instrument	2312125
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55579 CURRANT RD, MISHAWAKA, IN 46545-4713
Investor	Possibly a Property Investor

Mortgage

Document Number	0002312126
Date	Jun 5, 2023
Instrument	2312126

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.13%
Max Rate At Change	9.13%
Index	1-Year CMT
Max Rate	12.1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 1, 2022
Property Address	55579 CURRANT RD, MISHAWAKA, IN 46545-4713
Document Number	0002215873
Map Reference	DOC 9832831
Instrument Date	May 25, 2022
Instrument	2215873
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55579 CURRANT RD, MISHAWAKA, IN 46545-4713

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,500 (+5.05%) Land $59,200 Building $86,300	$145,500 (+5.05%) Land $59,200 Building $86,300
2024	$1,077.00 (+2.18%)
2023	$1,054.00 (-17.53%)	$138,500 (-8.76%) Land $59,200 Building $79,300	$138,500 (-8.76%) Land $59,200 Building $79,300
2022	$1,278.00 (+59.35%)	$151,800 Land $59,200 Building $92,600	$151,800 Land $59,200 Building $92,600
2021	$802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2000–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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