5557 Whitfield Ct, Troy, MI 48098 Property Records

Oakland County property record for 5557 Whitfield Ct, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,868 sqft · built 1990
Lot Size0.47 acres (20,473 sqft)
OwnerTrust Name on File
Last Sale$868,000 (Apr 2024)
Tax Bill$11,065 (2025)
Deeds & MortgagesApr 2024 Transfer
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-08-180-010

Property Details

APN / Parcel Number

Primary APN88-20-08-180-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,868 sqft Living Area
1st Floor Area1,666 sqft
Basement Area1,666 sqft
Unfinished Basement1,666 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions132 ft deep x 154 ft wide
Garage Area477 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area71 sqft
Deck Area632 sqft
Patio Area632 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5557 WHITFIELD CT
CityTROY
StateMI
Zip48098-2689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 8 HEATHERWOOD ESTATES NO 2 LOT 75 11-14-88 FR 178-002
Legal Range11E
Legal Township2N
Legal Section8
Legal SubdivisionHEATHERWOOD ESTATES #2
Legal Lot Number11,75
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2005
Census Tract196500

Owner

5557 Whitfield Ct is owner-occupied and held in a trust since April 2024.

Source: Oakland County records, as of May 27, 2026

Owner of RecordTrust Name on File
Mailing Address5557 WHITFIELD CT, TROY, MI 48098-2689
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Quit Claim Deed, Transfer
Quitclaim
Apr 26, 2024Warranty Deed, Transfer · Conventional Mortgage
MANUFACTURERS & TRADERS TRUST CO
Nov 28, 2022Intrafamily Transfer, Transfer
Dec 4, 2019Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2024 · Amount on File
Deed SaleApr 26, 2024 · Amount on File
Deed Document Number202446233
Deed Book / Page59314 / 822
Prior Transfer DateApr 19, 2024
Prior Transfer Doc0000046044
Record UpdatedSep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 26, 2024
Property Address5557 WHITFIELD CT, TROY, MI 48098-2689
Document Number0000046044
Book / Page59313 / 875
Map ReferenceLB 204 PTG 24
Instrument DateApr 19, 2024
Instrument46044
Transaction TypeTransfer
Record UpdatedMay 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5557 WHITFIELD CT, TROY, MI 48098-2689

Transferred To (Grantee/Buyer)

NameVerified Name
Address5557 WHITFIELD CT, TROY, MI 48098-2689

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 26, 2024
Property Address5557 WHITFIELD CT, TROY, MI 48098-2689
Document Number0000046233
Book / Page59314 / 822
Map ReferenceLB 204 PG 24-30
Instrument DateApr 19, 2024
Instrument46233
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,510.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5557 WHITFIELD CT, TROY, MI 48098-2689

Transferred To (Grantee/Buyer)

NameVerified Name
Address1917 EAGLE POINTE, BLOOMFIELD HILLS, MI 48304-3805

Mortgage

Document Number0000046043
DateApr 26, 2024
Book Page59313/857
Instrument46043
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Address14230
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 28, 2022
Property Address5557 WHITFIELD CT, TROY, MI 48098-2689
Document Number0000475126
Book / Page58279 / 533
Map ReferenceLB 204 PG 24-30
Instrument DateOct 4, 2022
Instrument475126
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5557 WHITFIELD CT, 5557, TROY, MI 48098-2689

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5557 WHITFIELD CT, TROY, MI 48098-2689

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5557 WHITFIELD CT, TROY, MI 48098-2689
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000202623
DateDec 4, 2019
Book Page53572/00352
Instrument202623
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 12, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5557 Whitfield Ct was $11,065 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,065.00
2023$530,780
2022$7,719.00$265,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5557 Whitfield Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5557 Whitfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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