5557 Standing Cloud Dr, Loveland, CO 80537 Property Records

Larimer County property record for 5557 Standing Cloud Dr, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,716 sqft · built 2017
Lot Size	0.375 acres (16,339 sqft)
Owner	Company Name on Record
Last Sale	$1,047,356 (Jan 2018)
Tax Bill	$7,098 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`95184-40-012`

Property Details

APN / Parcel Number

Primary APN	`95184-40-012`
Alternative APN	`R1644201`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,716 sqft Living Area
Basement Area	2,604 sqft
Finished Basement	1,778 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,339 sqft (0.375 acres)
Garage Type	Attached
Garage Area	982 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,188 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1644201
Street Address	5557 STANDING CLOUD DR
City	LOVELAND
State	CO
Zip	80537-3284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLOCK 1, OVERLOOK AT MARIANA 1ST SUB, LOV (20070031998)
Legal Range	69
Legal Township	05
Legal Section	18
Legal Quarter	SE
Legal Subdivision	OVERLOOK AT MARIANA 1ST SUB, LOV (200700
Legal Block	1
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	2
Census Block	2045
Census Tract	1808

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5557 STANDING CLOUD DR, LOVELAND, CO 80537-3284
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2018	Warranty Deed, Subdivision Related Transfer · ARM US BANK NATIONAL ASSOCIATIOM
Feb 27, 2017	Warranty Deed, Transfer · Line of Credit GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on Record
Deed Sale	Jan 17, 2018 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	0000003384
Last Transfer Date	Nov 23, 2020
Transfer Doc	0000097592
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5557 STANDING CLOUD DR, LOVELAND, CO 80537-3284
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099123
Date	Nov 30, 2020
Instrument	20200099123

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 23, 2020
Property Address	5557 STANDING CLOUD DR, LOVELAND, CO 80537-3284
Document Number	0000097592
Instrument Date	Nov 12, 2020
Instrument	97592
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5557 STANDING CLOUD DR LOVELAND CO 805373284, LOVELAND, CO 80537-3284

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 17, 2018
Property Address	5557 STANDING CLOUD DR, LOVELAND, CO 80537-3284
Document Number	0000003384
Instrument Date	Jan 16, 2018
Instrument	20180003384
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5557 STANDING CLOUD DR, LOVELAND, CO 80537-3284

Mortgage

Document Number	0000003385
Date	Jan 17, 2018
Instrument	20180003385

Lender

Name	US BANK NATIONAL ASSOCIATIOM
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 27, 2017
Property Address	5557 STANDING CLOUD DR, LOVELAND, CO 80537-3284
Document Number	0000012763
Instrument Date	Feb 17, 2017
Instrument	20170012763
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E 12TH ST STE 100, 100, LOVELAND, CO 80537-4781
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012764
Date	Feb 27, 2017
Instrument	20170012764

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,098.00 (+2.68%)	$83,006 (-11.23%) Land $15,250 Building $67,756	$1,328,100 (-4.84%) Land $244,000 Building $1,084,100
2023	$6,913.00 (+16.5%)	$93,505 (+25.36%) Land $16,348 Building $77,157	$1,395,600 (+30.04%) Land $244,000 Building $1,151,600
2022	$5,934.00	$74,588 Land $16,840 Building $57,748	$1,073,200 Land $242,300 Building $830,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	13 (2013)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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