5555 Gardner Rd, Altamont, NY 12009 Property Records

Albany County and Guilderland Town property record for 5555 Gardner Rd, Altamont, NY 12009

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,362 sqft · built 1977
Lot Size2.1 acres (91,476 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Dec 2023)
Tax Bill$7,954 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Dec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 60.00-1-18

Property Details

APN / Parcel Number

Primary APN013089 60.00-1-18
Alternative APNs
  • 308906000000010180000000
  • 06000000010180000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,362 sqft Living Area
1st Floor Area1,660 sqft
Upper Floors Area702 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area91,476 sqft (2.1 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number06000000010180000000
Street Address5555 GARDNER RD
CityALTAMONT
StateNY
Zip12009-4803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal Block1
Legal Lot Number18.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1035
Census Tract14613

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5555 GARDNER RD, ALTAMONT, NY 12009-4803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Dec 6, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2023 · Amount on Record
Deed SaleDec 1, 2023 · Amount on Record
Deed Document Number202321672
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5555 GARDNER RD, ALTAMONT, NY 12009-4803
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5555 GARDNER RD, ALTAMONT, NY 12009-4803

Mortgage

Document Number0000003127
DateJul 25, 2023
InstrumentR2023-13127
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5555 GARDNER RD, ALTAMONT, NY 12009-4803
Transaction TypeMortgage
Record UpdatedJan 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5555 GARDNER RD, ALTAMONT, NY 12009-4803

Mortgage

Document Number0000006875
DateDec 6, 2021
InstrumentR2021-36875
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictVoorheesville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,954.00 (+375.43%)
2025$1,673.00 (+0.48%)$304,000 (-) Land $61,000 Building $243,000$405,333 (+13.33%) Land $81,333 Building $324,000
2023$304,000 (-) Land $61,000 Building $243,000$357,647 (+7.06%) Land $71,765 Building $285,882
2022$304,000 Land $61,000 Building $243,000$334,066 Land $67,033 Building $267,033
2021$1,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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