5555 16th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5555 16th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,228 sqft · built 1970
Lot Size	2.52 acres (109,771 sqft)
Owner	Company Name on Record
Last Sale	$248,000 (Dec 2020)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-030-3305`

Property Details

APN / Parcel Number

Primary APN	`25-030-3305`
Alternative APNs	`25-00030-3305` `16998`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	1,098 sqft
Finished Basement	1,098 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	109,771 sqft (2.52 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	254 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	16998
Street Address	5555 16TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	THAT PT OF GOVT LOT 1 DESC AS FOLLOWS, TO-WIT COMM AT THE SE CORNER OF SAID GOVT LOT 1; THENCE ALONG THE S LINE THEREOF, S 88
Legal Range	30W
Legal Township	35N
Legal Section	30
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1016
Census Tract	30302

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6530 46TH AVE SE, SAINT CLOUD, MN 56304-9553
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Construction Mortgage DEERWOOD BANK
Dec 8, 2020	Warranty Deed, Transfer KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Nov 10, 2015 · Amount on Record
Deed Document Number	2020907112
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	5555 16TH AVE SE, SAINT CLOUD, MN 56304-4616
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6530 46TH AVE SE, SAINT CLOUD, MN 56304-9553

Mortgage

Document Number	0000937775
Date	Feb 15, 2022
Instrument	937775

Lender

Name	DEERWOOD BANK
Type	Bank
Address	WAITE PARK, MN 56387

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 11, 2027

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 8, 2020
Property Address	5555 16TH AVE SE, SAINT CLOUD, MN 56304-4616
Document Number	0000907112
Instrument Date	Dec 1, 2020
Instrument	907112
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$818.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6530 46TH AVE SE ST CLOUD MN 563049553, ST CLOUD, MN 56304-9553

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,100 (+1.42%) Land $123,800 Building $248,300	$372,100 (+1.42%) Land $123,800 Building $248,300
2025	$3,062.00 (+15.9%)	$366,900 (+3.5%) Land $121,800 Building $245,100	$366,900 (+3.5%) Land $121,800 Building $245,100
2023	$2,642.00	$354,500 Land $118,900 Building $235,600
2021			$354,500 Land $118,900 Building $235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Augusta serves 1,600 people · EPA ID MN1730063
Water Source	Purchased surface water from Saint Cloud
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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