5554 Banning St, Bakersfield, CA 93314 Property Records

Kern County property record for 5554 Banning St, Bakersfield, CA 93314

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 2005
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Feb 2022)
Tax Bill	$5,693 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-122-52-00-7`

Property Details

APN / Parcel Number

Primary APN	`104-122-52-00-7`
Alternative APNs	`104-122-52-8` `1041225200` `10412252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	104122528
Street Address	5554 BANNING ST
City	BAKERSFIELD
State	CA
Zip	93314-8896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL RS MH
Legal Description	SECTION 17 , TOWNSHIP 29 , RANGE 25 , QUARTER NE
Legal Range	25
Legal Township	29
Legal Section	17
Legal Subdivision	SUB. OF SEC 17 T29S R25E
Legal Block	2
Legal Lot Number	93
Jurisdiction	KERN CA
Township / Civil Division	BUTTONWILLOW
Census Block Group	2
Census Block	2001
Census Tract	6600

Owner

5554 Banning St is owned and occupied by an individual who bought it in February 2022.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5554 BANNING ST, BAKERSFIELD, CA 93314-8896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Grant Deed, Transfer · Conventional Mortgage BANC ONE MORTGAGE CORP
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE HOUSE INC
May 25, 2017	Deed of Trust, Mortgage NATIONAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Prior Sale	Oct 28, 2016 · Amount on File
Deed Document Number	202219177
Prior Transfer Date	Aug 8, 2016
Prior Transfer Doc	0000152602
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Feb 4, 2022
Property Address	5554 BANNING ST, BAKERSFIELD, CA 93314-8896
Document Number	0000019177
Map Reference	MB 1 PG 109
Instrument Date	Dec 8, 2021
Instrument	222019177
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5554 BANNING ST, BAKERSFIELD, CA 93314-8896

Mortgage

Document Number	0000019178
Date	Feb 4, 2022
Instrument	222019178

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5554 BANNING ST, BAKERSFIELD, CA 93314-8896
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE ER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9508 DUSTY WHEAT DR, BAKERSFIELD, CA 93313-5260

Mortgage

Document Number	0000002953
Date	Jan 7, 2021
Instrument	221002953

Lender

Name	THE MORTGAGE HOUSE INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5554 BANNING ST, BAKERSFIELD, CA 93314-8896
Document Number	0000070288
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	US LIFE TITLE INSURANCE COMPANY, FIDELITY NATIONAL FIN'L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9508 DUSTY WHEAT DR BAKERSFIELD CA 933135260, BAKERSFIELD, CA 93313-5260

Mortgage

Document Number	0000070288
Date	Jun 2, 2017
Instrument	70288

Lender

Name	NATIONAL MTG SVCS
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5554 Banning St was $5,693, up 2.7% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rio Bravo-Greeley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,209 (+2%) Land $135,304 Building $313,905
2025	$5,693.00 (+2.72%)	$440,401 Land $132,651 Building $307,750
2024	$5,542.00 (+3.59%)
2023	$5,350.00 (+65.63%)	$423,300 Land $127,500 Building $295,800
2022	$3,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5554 Banning St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5554 Banning St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ACRES MUTUAL WATER COMPANY private · serves 380 people · EPA ID CA1503475
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Frontier, Verizon.

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