5553 Forest Lake Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5553 Forest Lake Dr, Prospect, KY 40059

Property Summary

Property Type	Condominium
Details	1 ba · 1,074 sqft · built 1984
Lot Size	0.655 acres (28,550 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Aug 2024)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21173900H300U4`

Property Details

APN / Parcel Number

Primary APN	`21173900H300U4`
Alternative APNs	`173900H300U4` `00606263`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,074 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,550 sqft (0.655 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00606263
Street Address	5553 FOREST LAKE DR
City	PROSPECT
State	KY
Zip	40059-7301
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	761.35 X HARBOR AT HARRODS CREEK
Legal Subdivision	THE HARBOR AT HARRODS CREEK CONDOMINIUM
Legal Unit	U4
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4002
Census Tract	7502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Country Estates of River Road listed 1999 · 61 contributing resources · NRIS 99000495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Louisville/Jefferson County Metro Government records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5553 FOREST LAKE DR, PROSPECT, KY 40059-7301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION
Aug 15, 2024	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 30, 2021	Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	2024130689
Deed Book / Page	12888 / 833
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Recording Date	Jun 16, 2026
Property Address	5553 FOREST LAKE DR, PROSPECT, KY 40059-7301
Document Number	0000070761
Book / Page	19843 / 664
Instrument Date	Jun 9, 2026
Instrument	202670761
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5553 FOREST LAKE DR, PROSPECT, KY 40059-7301

Mortgage

Document Number	0000070761,
Date	Jun 16, 2026
Book Page	19843/664
Instrument	202670761

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 15, 2024
Property Address	5553 FOREST LAKE DR, PROSPECT, KY 40059-7301
Document Number	0000130689
Book / Page	D 12888 / 833
Map Reference	MB 31 PG 46
Instrument Date	Aug 13, 2024
Instrument	2024130689
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	AGENTS TITLE INC, AGENCY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3713 W LOCUST CIR, PROSPECT, KY 40059-9234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5553 FOREST LAKE DR, PROSPECT, KY 40059-7301

Mortgage

Document Number	0000130690
Date	Aug 15, 2024
Instrument	2024130690

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2044

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 30, 2021
Property Address	5553 FOREST LAKE DR, PROSPECT, KY 40059-7301
Document Number	0000161507
Book / Page	12064 / 257
Map Reference	MB 5187 PG 290
Instrument Date	Jun 23, 2021
Instrument	2021161507
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 PONDEROSA DR, HARKER HEIGHTS, TX 76548-2568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 PONDEROSA DR, HARKER HEIGHTS, TX 76548-2568

Mortgage

Document Number	0000161508
Date	Jun 30, 2021
Instrument	2021161508

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (+64.83%)	$265,000 (+70.97%) Building $265,000
2024			$265,000 (+70.97%) Building $265,000
2023	$1,794.00 (-0.39%)	$155,000 (-) Building $155,000	$155,000 (-) Building $155,000
2022	$1,801.00	$155,000 Building $155,000	$155,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	205 units insured incl. 155 condo units
Nearby Flood Claims	386 (1978–2025)
Claims Outside the SFHA	44 of 386
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 56 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 30 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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