55520 Circle St, Bend, OR 97707 Property Records

Deschutes County property record for 55520 Circle St, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 2005
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$560,000 (Dec 2021)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201026-AA-02500`

Property Details

APN / Parcel Number

Primary APN	`201026-AA-02500`
Alternative APNs	`R1063201026A002600` `137650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	1,550 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	23,087 sqft (0.53 acres)
Garage Area	713 sqft
Deck Area	128 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Location & Zoning

Account Number	137650
Street Address	55520 CIRCLE ST
City	BEND
State	OR
Zip	97707-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	OREGON WATER WONDERLAND UNIT NO 1 BLOCK 2 LOT 19
Legal Range	10
Legal Township	20
Legal Section	26
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 1
Legal Block	2
Legal Lot Number	19
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2034
Census Tract	301

Owner

Source: Deschutes County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7816 NW BLUE POINTE LN, PORTLAND, OR 97229-9105
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 9, 2021	Intrafamily Transfer, Transfer
Dec 28, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	202170781
Prior Transfer Date	Aug 9, 2021
Prior Transfer Doc	0000046480
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 27, 2021
Property Address	55520 CIRCLE ST, BEND, OR 97707-2620
Document Number	0000070781
Instrument Date	Dec 27, 2021
Instrument	2021-70781
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 NW BLUE POINTE LN, PORTLAND, OR 97229-9105

Mortgage

Document Number	0000070782
Date	Dec 27, 2021
Instrument	2021-70782

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Aug 9, 2021
Property Address	55520 CIRCLE ST, BEND, OR 97707-2620
Document Number	0000046480
Instrument Date	Aug 9, 2021
Instrument	2021-46480
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	55520 CIRCLE ST, BEND, OR 97707-2620

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 28, 2018
Property Address	55520 CIRCLE ST, BEND, OR 97707-2620
Document Number	0000050824
Instrument Date	Dec 28, 2018
Instrument	50824
Transaction Type	Transfer
Record Updated	Jan 9, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	55520 CIRCLE ST BEND OR 977072620, BEND, OR 97707-2620

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 24, 2017
Property Address	55520 CIRCLE ST, BEND, OR 97707-2620
Document Number	0000028879
Instrument Date	Jul 20, 2017
Instrument	2017-28879
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 CIRCLE ST, BEND, OR 97707

Mortgage

Document Number	0000028880
Date	Jul 24, 2017
Instrument	2017-28880

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,187.00 (+6.84%)	$124,750 (+3%)	$564,330 (+3.18%) Land $212,000 Building $352,330
2024	$2,047.00 (+2.15%)	$121,120 (+2.99%)	$546,950 (+10.67%) Land $170,800 Building $376,150
2023	$2,004.00	$117,600	$494,220 Land $184,000 Building $310,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER WONDERLAND IMPROV DIST 2 private · serves 1,800 people · EPA ID OR4101181
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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