5552 White Oaks Dr, Morganton, NC 28655 Property Records

Burke County property record for 5552 White Oaks Dr, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,372 sqft · built 1970
Lot Size	7.67 acres (334,105 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1770842419`

Property Details

APN / Parcel Number

Primary APN	`1770842419`
Alternative APNs	`82760300` `24994`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,372 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	2,220 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	334,105 sqft (7.67 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	1,104 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	560 sqft
Patio Area	70 sqft
Shed	1 Shed
Shed Area	1 sqft
Lean-To	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	82760300
Old Parcel Number	1770842419
Street Address	5552 WHITE OAKS DR
City	MORGANTON
State	NC
Zip	28655-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5552 WHITE OAKS DR MORGANTON, NC 28655
Legal Subdivision	PEARLENE V NORMAN SUB
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1024
Census Tract	20304

Owner

Source: Burke County records · APN 1770842419

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5556 WHITE OAKS DR, MORGANTON, NC 28655-7948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2000
Deed Sale	Nov 17, 2000
Deed Document Number	0000968608
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5552 WHITE OAKS DR, MORGANTON, NC 28655-7948
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022990356
Date	Jun 28, 2017
Book Page	2299/0356
Instrument	2017005816

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (-0.37%)	$279,614 (-) Land $54,983 Building $224,631	$279,614 (-) Land $54,983 Building $224,631
2023	$1,345.00	$279,614 Land $54,983 Building $224,631	$279,614 Land $54,983 Building $224,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.