Rowan County property record for 5552 Big Perry Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,348 sqft |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,900 (Nov 2022) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-00 00 042.00 |
| Primary APN | 093-00 00 042.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,348 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Account Number | 3733 |
|---|---|
| Street Address | 5552 BIG PERRY RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .75A+- BIG PERRY ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950100 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5552 BIG PERRY RD, MOREHEAD, KY 40351-8954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2022 | Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK |
| Aug 3, 2022 | Special Warranty Deed, Transfer USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE CO |
| Mar 2, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2022 · Amount on Record |
| Deed Sale | Nov 19, 2022 · Amount on Record |
| Prior Sale | Aug 3, 2022 · Amount on Record |
| Deed Document Number | 2020005 |
| Deed Book / Page | D286 / 54 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 19, 2022 |
| Property Address | 5552 BIG PERRY RD, MOREHEAD, KY 40351-8954 |
| Document Number | 000D286/54 |
| Book / Page | D286 / 54 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2020005 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2447 NE SHARP ST, 2447, JENSEN BEACH, FL 34957-5542 |
| Name | Verified Name |
|---|---|
| Address | 5552 BIG PERRY RD, MOREHEAD, KY 40351-8954 |
| Document Number | 0002020006 |
|---|---|
| Date | Nov 19, 2022 |
| Instrument | 2020006 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 5552 BIG PERRY RD, MOREHEAD, KY 40351-8954 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A453/235 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | A453/235 |
| Instrument | 2018864 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 16 Months |
| Due | Jan 25, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 3, 2022 |
| Property Address | 5552 BIG PERRY RD, MOREHEAD, KY 40351-8954 |
| Document Number | 00D284/785 |
| Book / Page | D284 / 785 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2018111 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9380 EXCELSIOR BLVD, 9380, HOPKINS, MN 55343-3444 |
| Name | Verified Name |
|---|---|
| Address | 2447 NE SHARP ST, JENSEN BEACH, FL 34957-5542 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Mar 2, 2022 |
| Property Address | 5552 BIG PERRY RD, MOREHEAD, KY 40351-8954 |
| Document Number | 00D283/197 |
| Book / Page | D283 / 197 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2015215 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (-1.75%) | $214,900 (-) Land $15,000 Building $199,900 | $214,900 (-) Land $15,000 Building $199,900 |
| 2023 | $1,830.00 | $214,900 Land $15,000 Building $199,900 | $214,900 Land $15,000 Building $199,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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