5551 State Hwy 7, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 5551 State Hwy 7, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1850
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$46,500 (Jun 1999)
Tax Bill	$3,321 (2026)
Flood Zone	Zone X (minimal risk)
APN	`364600 289.00-1-18.00`

Property Details

APN / Parcel Number

Primary APN	`364600 289.00-1-18.00`
Alternative APNs	`460028900000010180000000` `061000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	324 sqft
Upper Floors Area	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	18,295 sqft (0.42 acres)
Lot Width	116 ft Width
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	061000
Street Address	5551 STATE HIGHWAY 7
City	ONEONTA
State	NY
Zip	13820-3660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	999 0 0
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1015
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5551 STATE HIGHWAY 7, ONEONTA, NY 13820-3660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 1999 · Amount on Record
Deed Sale	Jun 29, 1999 · Amount on Record
Deed Book / Page	869 / 238
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,321.00 Homeowner's exemption Veteran's exemption
2025		$106,000 (-) Land $26,400 Building $79,600	$151,429 (+11.43%) Land $37,714 Building $113,715
2023		$106,000 Land $26,400 Building $79,600	$135,897 Land $33,846 Building $102,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1979–2011)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20