Albemarle County property record for 5551 Murrays Ln, Covesville, VA 22931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,156 sqft · built 1992 |
| Lot Size | 34.9 acres (1,524,513 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,514 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10900-00-00-034C0 |
| Primary APN | 10900-00-00-034C0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,156 sqft Finished Area |
| Basement Area | 2,804 sqft |
| Unfinished Basement | 1,296 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,524,513 sqft (34.9 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 624 sqft |
| Patio Area | 936 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 5551 MURRAYS LN |
|---|---|
| City | COVESVILLE |
| State | VA |
| Zip | 22931-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE |
| Legal Subdivision | 5551 MURRAYS LANE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 11202 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 130, COVESVILLE, VA 22931-0130 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 13, 2019 |
| Transfer Doc | 5206/283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 5551 MURRAYS LN, COVESVILLE, VA 22931-1646 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5557/311 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 5557/311 |
| Instrument | 2021-00010539 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Rate | 2.62% |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,514.00 (+7.99%) | $713,800 (+10.87%) Land $302,000 Building $411,800 | $713,800 (+10.87%) Land $302,000 Building $411,800 |
| 2025 | $4,180.00 (+183.58%) | $643,800 (+14.78%) Land $257,600 Building $386,200 | $643,800 (+14.78%) Land $257,600 Building $386,200 |
| 2023 | $1,474.00 | $560,900 Land $280,400 Building $280,500 | $560,900 Land $280,400 Building $280,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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