5551 Grace Dr, Mentor, OH 44060 Property Records

Lake County property record for 5551 Grace Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,706 sqft · built 1989
Lot Size	0.698 acres (30,448 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Jun 2017)
Tax Bill	$4,750 (2024)
Deeds & Mortgages	Nov 2025 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-D-108-B-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`16-D-108-B-00-003-0`
Alternative APN	`A 92`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,706 sqft Living Area
1st Floor Area	960 sqft
Basement Area	180 sqft
Finished Basement	180 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	30,448 sqft (0.698 acres)
Lot Dimensions	290 ft deep x 105 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	178 sqft
Patio Area	178 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	A 92
Street Address	5551 GRACE DR
City	MENTOR
State	OH
Zip	44060-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 3 TRACT 11
Legal Subdivision	CAMBRIDGE CROSSING SUBDIVISION
Legal Tract	11
Legal Lot Number	3
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	2
Census Block	2005
Census Tract	202700

Owner

5551 Grace Dr is owned and occupied by an individual who bought it in June 2017.

Source: Lake County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	5551 GRACE DR, MENTOR, OH 44060-1559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Transfer on Death Deed, Transfer
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP
Jun 16, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Prior Sale	May 1, 2013
Deed Document Number	2205
Record Updated	Jun 8, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Nov 17, 2025
Property Address	5551 GRACE DR, MENTOR, OH 44060-1559
Document Number	0000025767
Map Reference	VOL 11 PG 48
Instrument Date	Nov 12, 2025
Instrument	2025R025767
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5551 GRACE DR, MENTOR, OH 44060-1559

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5551 GRACE DR, MENTOR, OH 44060-1559
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028606
Date	Oct 2, 2020
Instrument	2020R028606

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company
Address	CLEVELAND, OH 44130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 16, 2017
Property Address	5551 GRACE DR, MENTOR, OH 44060-1559
Document Number	0000015687
Map Reference	VOL11 PG48
Instrument Date	Jun 15, 2017
Instrument	2017R015687
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5551 GRACE DR, MENTOR, OH 44060-1559

Mortgage

Document Number	0000015688
Date	Jun 16, 2017
Instrument	2017R015688

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,750.00 (-49.6%) Homeowner's exemption	$121,920 (+34.42%) Land $14,310 Building $107,610	$348,340 Land $40,880 Building $307,460
2023	$9,424.00 (+119.93%) Homeowner's exemption	$90,700 (-) Land $12,080 Building $78,620
2022	$4,285.00 Homeowner's exemption	$90,700 Land $12,080 Building $78,620
2021			$259,120 Land $34,500 Building $224,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5551 Grace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5551 Grace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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