5551 Ganges Five Points Rd, Shelby, OH 44875 Property Records

Richland County property record for 5551 Ganges Five Points Rd, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,622 sqft · built 1900
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Oct 2017)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-43-171-13-000`

Property Details

APN / Parcel Number

Primary APN	`002-43-171-13-000`
Alternative APN	`01011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	91 sqft
Patio Area	91 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5551 GANGES FIVE POINTS RD
City	SHELBY
State	OH
Zip	44875-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANGES OL 34 & 20' VAC ALLEY TO W 60 X 200
Legal Subdivision	VILLAGE OF GANGES
Jurisdiction	RICHLAND OH
Township / Civil Division	BLOOMINGGROVE
Census Block Group	2
Census Block	2079
Census Tract	2900

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5551 GANGES FIVE POINTS RD, SHELBY, OH 44875-9375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Aug 1, 1986 · Amount on Record
Deed Document Number	201713790
Deed Book / Page	2582 / 47
Prior Transfer Date	Sep 10, 2015
Prior Transfer Doc	02428/0353
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	5551 GANGES FIVE POINTS RD, SHELBY, OH 44875-9375
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5551 GANGES FIVE POINTS RD, SHELBY, OH 44875-9375

Mortgage

Document Number	02991/5898
Date	Jun 10, 2022
Book Page	2991/5898
Instrument	202200007368

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	5551 GANGES FIVE POINTS RD, SHELBY, OH 44875-9375
Transaction Type	Mortgage
Record Updated	Dec 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2743/0634
Date	Nov 13, 2019
Book Page	2743/0634
Instrument	201900013133

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 30, 2017
Property Address	5551 GANGES FIVE POINTS RD, SHELBY, OH 44875-9375
Document Number	02582/0047
Book / Page	2582 / 0047
Map Reference	MB2 PG21
Instrument Date	Oct 27, 2017
Instrument	201700013790
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5551 GANGES FIVE POINTS RD, SHELBY, OH 44875-9375

Mortgage

Document Number	201700013791
Date	Oct 30, 2017
Instrument	201700013791

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Bloominggrove Township
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00	$30,590 (-) Land $1,530 Building $29,060
2024	$1,144.00 (-2.72%) Homeowner's exemption	$30,590 (-) Land $1,530 Building $29,060
2023	$1,176.00 (+15.41%) Homeowner's exemption	$30,590 (+29.89%) Land $1,530 Building $29,060	$87,400 (+29.89%) Land $4,370 Building $83,030
2022	$1,019.00 Homeowner's exemption	$23,550 Land $1,430 Building $22,120
2020			$67,290 Land $4,080 Building $63,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Watch TV.

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