5551 Calle Arena, Carpinteria, CA 93013 Property Records

Santa Barbara County property record for 5551 Calle Arena, Carpinteria, CA 93013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,030 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Tax Bill	$6,402 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-382-019`

Property Details

APN / Parcel Number

Primary APN	`003-382-019`
Alternative APN	`00338219`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,030 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5551 CALLE ARENA
City	CARPINTERIA
State	CA
Zip	93013-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONCHA LOMA SUB LOT 10A
Legal Subdivision	CONCHA LOMA
Legal Lot Number	10
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	CARPINTERIA
Census Block Group	4
Census Block	4016
Census Tract	1604

Owner

5551 Calle Arena is owner-occupied and held in a trust since February 2011.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	5551 CALLE ARENA, CARPINTERIA, CA 93013-2522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Personal Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit MONTECITO BANK & TRUST
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 17, 2011
Transfer Doc	0000010892
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5551 CALLE ARENA, CARPINTERIA, CA 93013-2522
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5551 CALLE ARENA, CARPINTERIA, CA 93013-2522

Mortgage

Document Number	0000067931
Date	Sep 27, 2021
Instrument	2021-0067931

Lender

Name	MONTECITO BANK & TRUST
Type	Bank
Address	SANTA BARBARA, CA 93120

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5551 CALLE ARENA, CARPINTERIA, CA 93013-2522
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5551 CALLE ARENA, CARPINTERIA, CA 93013-2522

Mortgage

Document Number	0000059578
Date	Aug 19, 2021
Instrument	2021-0059578

Lender

Name	FILO MORTGAGE LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5551 CALLE ARENA, CARPINTERIA, CA 93013-2522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010999
Date	Mar 4, 2020
Instrument	2020-0010999

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5551 Calle Arena was $6,402 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Carpinteria City
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,242 (+2%) Land $223,417 Building $314,825
2025	$6,402.00 Homeowner's exemption Additional exemption filed	$527,689 Land $219,037 Building $308,652
2023	$6,159.00 (+1.89%) Homeowner's exemption Additional exemption filed	$507,200 Land $210,533 Building $296,667
2022	$6,045.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5551 Calle Arena in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2000–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5551 Calle Arena has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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