5550 Moriarty Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 5550 Moriarty Ct, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,284 sqft · built 2013
Lot Size1.48 acres (64,556 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (May 2013)
Tax Bill$7,087 (2026)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-430913

Property Details

APN / Parcel Number

Primary APN05-430913
Alternative APN
  • 430913

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,284 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area64,556 sqft (1.48 acres)
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area396 sqft
Patio Area478 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number430913
Street Address5550 MORIARTY CT
CitySYKESVILLE
StateMD
Zip21784-6848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 115 -1.482 ACS MORIARTY CT 53-27 SC 3D SHERLOCK HOLMES ESTS AMN
Legal SubdivisionSHERLOCK HOLMES ESTATES SEC 3D
Legal Lot Number115
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group1
Census Block1002
Census Tract505102

Owner

5550 Moriarty Ct is owned and occupied by two individuals who bought it in May 2013.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5550 MORIARTY CT, SYKESVILLE, MD 21784-6848
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2013 · Amount on File
Deed SaleMay 17, 2013 · Amount on File
Deed Book / Page7333 / 393
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address5550 MORIARTY CT, ELDERSBURG, MD 21784-6848
Document Number0097560491
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyCERTIFIED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5550 MORIARTY CT ELDERSBURG MD 217846848, ELDERSBURG, MD 21784-6848

Mortgage

Document Number0097560491
DateJul 10, 2020
Book Page009756/000491
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJul 9, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 5550 Moriarty Ct was $7,087 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,087.00 (+4.91%) Homeowner's exemption$622,967$653,400 Land $254,800 Building $398,600
2025$6,755.00 Homeowner's exemption
2023$6,061.00 Homeowner's exemption$536,433$562,100 Land $254,800 Building $307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5550 Moriarty Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5550 Moriarty Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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