5550 Miami Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 5550 Miami Rd, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,875 sqft · built 2006
Lot Size0.725 acres (31,581 sqft)
Owner2 Individual Names on File
Tax Bill$13,439 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN529-0122-0014-00

Property Details

APN / Parcel Number

Primary APN529-0122-0014-00
Alternative APN
  • 122431500

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,875 sqft Living Area
Gross Area5,647 sqft
1st Floor Area2,362 sqft
Basement Area2,350 sqft
Finished Basement1,513 sqft
Unfinished Basement837 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialBrick
Lot Area31,581 sqft (0.725 acres)
Lot Dimensions400 ft deep x 93 ft wide
Garage TypeAttached
Garage Area935 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area54 sqft
Patio Area606 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5550 MIAMI RD
CityCINCINNATI
StateOH
Zip45243-3602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIAMI RD 93 X 400 IRRWS SEC 2687.58 FT N OF SWC OF SEC
JurisdictionHAMILTON OH
Township / Civil DivisionTHE VILLAGE OF INDIAN HILL
Census Block Group3
Census Block3000
Census Tract24401

Owner

5550 Miami Rd is owned and occupied by two individuals who acquired it in December 1995.

Source: Hamilton County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address5550 MIAMI RD, CINCINNATI, OH 45243-3602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 11, 1995
Transfer Doc0000020770
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMay 26, 2026
Property Address5550 MIAMI RD, CINCINNATI, OH 45243-3602
Document Number0000040687
Book / Page15673 / 8
Instrument DateMay 18, 2026
Instrument202640687
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5550 MIAMI RD, CINCINNATI, OH 45243-3602

Mortgage

Document Number0000040687,
DateMay 26, 2026
Book Page15673/8
Instrument202640687
Lender
NameSTOCK YARDS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 18, 2036
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5550 Miami Rd was $13,439 with a homeowner's exemption, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityThe Village Of Indian Hill City
Unified School DistrictIndian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,439.00 (+2.66%) Homeowner's exemption$379,036 (-) Land $168,896 Building $210,140$1,082,960 Land $482,560 Building $600,400
2024$13,091.00 (-0.65%) Homeowner's exemption$379,036 (-) Land $168,896 Building $210,140
2023$13,176.00 (+0.29%) Homeowner's exemption$379,036 (+21.41%) Land $168,896 Building $210,140$1,082,960 Land $482,560 Building $600,400
2022$13,138.00 Homeowner's exemption$312,197 Land $136,416 Building $175,781
2020$891,990 Land $389,760 Building $502,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5550 Miami Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5550 Miami Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Miami Rd

Nearby Streets

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