5550 Goldcrest Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5550 Goldcrest Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,217 sqft · built 1966
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2019)
Tax Bill	$6,168 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0143-0408-00`

Property Details

APN / Parcel Number

Primary APN	`550-0143-0408-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,217 sqft Living Area
1st Floor Area	1,293 sqft
2nd Floor Area	924 sqft
Basement Area	1,293 sqft
Finished Basement	772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 160 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5550 GOLDCREST DR
City	CINCINNATI
State	OH
Zip	45238-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDCREST DR 160.22 X 150IRR LOT 19 WEST COVE ESTSSUB BL B
Legal Subdivision	WEST COVE ESTATES SUB
Legal Block	B
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1011
Census Tract	21202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5550 GOLDCREST DR, CINCINNATI, OH 45238-3235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 9, 2017	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on File
Deed Sale	May 14, 2019 · Amount on File
Prior Sale	Feb 9, 2017
Deed Document Number	0000037099
Deed Book / Page	13917 / 01123
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5550 GOLDCREST DR, CINCINNATI, OH 45238-3235
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120281
Date	Oct 5, 2021
Book Page	14516/2185
Instrument	2021-0120281

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 14, 2019
Property Address	5550 GOLDCREST DR, CINCINNATI, OH 45238-3235
Document Number	0000037099
Book / Page	13917 / 01123
Map Reference	MB 114 PG 101&102
Instrument Date	May 8, 2019
Instrument	2019-0037099
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5550 GOLDCREST DR, CINCINNATI, OH 45238-3235

Mortgage

Document Number	0000037100
Date	May 14, 2019
Instrument	2019-0037100

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 9, 2017
Property Address	5550 GOLDCREST DR, CINCINNATI, OH 45238-3235
Document Number	0000002687
Map Reference	PB 114 PG 101-102
Instrument Date	Jan 27, 2017
Instrument	17-0012687
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5550 GOLDCREST DR, CINCINNATI, OH 45238-3235

Mortgage

Document Number	0000002688
Date	Feb 9, 2017
Instrument	17-0012688

Lender

Name	UNION SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,168.00 (+2.8%)	$102,116 (-) Land $14,175 Building $87,941
2024	$6,000.00 (-1.96%)	$102,116 (-) Land $14,175 Building $87,941
2023	$6,120.00 (+13.46%)	$102,116 (+35.7%) Land $14,175 Building $87,941	$291,760 (+35.7%) Land $40,500 Building $251,260
2022	$5,394.00 Homeowner's exemption	$75,251 Land $11,330 Building $63,921
2020			$215,000 Land $32,370 Building $182,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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