5550 Central Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5550 Central Ave, El Cerrito, CA 94530

Property Summary

Property TypeApartments (5+ Units)
Details21,572 sqft · built 1963
Lot Size0.325 acres (14,175 sqft)
OwnerCompany Name on Record
Last Sale$2,023,000 (Dec 2014)
Tax Bill$64,091 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN510-053-019-4

Property Details

APN / Parcel Number

Primary APN510-053-019-4
Alternative APN
  • 510-053-019

Interior

Total Rooms24 Rooms
Stories1 Story
Building Area21,572 sqft Living Area
1st Floor Area21,572 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area14,175 sqft (0.325 acres)
Garage TypeCarport
CarportCarport
Parking Spaces24 Parking Spaces

Location & Zoning

Street Address5550 CENTRAL AVE
CityEL CERRITO
StateCA
Zip94530-3461
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionRICHMOND ANNEX ADDN POR BLK 110
Legal SubdivisionRICHMOND ANNEX ADD
Legal Block110
Legal Lot Number5-11
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1009
Census Tract389200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3020 BRIDGEWAY, SAUSALITO, CA 94965-1439
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2014 · Amount on Record
Deed SaleDec 19, 2014 · Amount on Record
Deed Document Number2014225528
Prior Transfer DateJun 18, 2008
Prior Transfer Doc0000156849
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5550 CENTRAL AVE, EL CERRITO, CA 94530-3461
Transaction TypeMortgage
Record UpdatedApr 3, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027488
DateMar 24, 2023
Instrument2023-027488
Lender
NameSTERLING BANK & TRUST FSB
TypeBank
AddressSAN FRANCISCO, CA 94104
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,903,273 (+2.02%) Land $1,225,882 Building $2,677,391
2025$64,091.00 (+3.66%)$3,825,896 (+3.92%) Land $1,201,846 Building $2,624,050
2023$61,829.00 (+1.24%)$3,681,594 Land $1,155,178 Building $2,526,416
2022$61,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Central Ave

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