Dorchester County property record for 5550 Bowen Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 720 sqft · built 1969 |
| Lot Size | 0.96 acres (41,817 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,696 (2026) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 08-179069 |
| Primary APN | 08-179069 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 720 sqft Total Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,817 sqft (0.96 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 288 sqft |
| Boat Access | Boat Access |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 179069 |
|---|---|
| Street Address | 5550 BOWEN RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 12-41,817 SQ.FT. BOWEN DEVELOPMENT W/S CASSONS NECK ROAD |
| Legal Lot Number | 12 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 8, NECK |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 970702 |
5550 Bowen Rd is owned by an individual who acquired it in May 2023.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 WESLEY DR # B, B, WAYNESBORO, PA 17268 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 13, 2023 |
| Transfer Doc | 0018130105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | May 26, 2023 |
| Property Address | 5550 BOWEN RD, CAMBRIDGE, MD 21613-3512 |
| Document Number | 0018130105 |
| Book / Page | 1813 / 105 |
| Instrument Date | May 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805B WESLEY DR, WAYNESBORO, PA 17268-8097 |
The 2026 property tax bill for 5550 Bowen Rd was $2,696, up 2.4% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,696.00 (+2.43%) | $230,900 (+2.5%) Land $155,400 Building $75,500 | $230,900 (-) Land $155,400 Building $75,500 |
| 2025 | $2,632.00 | $225,267 | $230,900 Land $155,400 Building $75,500 |
| 2023 | $2,439.00 | $214,000 Land $155,400 Building $58,600 | $214,000 Land $155,400 Building $58,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5550 Bowen Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 320 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 320 in force |
| Nearby Flood Claims | 230 (1979–2025) |
| Claims Outside the SFHA | 6 of 230 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5550 Bowen Rd is moderate, ranking above 56% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Bay Country Communications.
4G LTE (outdoors only), no 5G reported
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