Lake County property record for 555 Winogene Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,270 sqft · built 1976 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Oct 2026) |
| Tax Bill | $1,701 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-26-0600-020-00100 |
| Primary APN | 12-18-26-0600-020-00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 1,762 sqft |
| 1st Floor Area | 1,270 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Finished Porch |
| Porch Area | 320 sqft |
| Utility Building | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1129893 |
|---|---|
| Street Address | 555 WINOGENE AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | UMATILLA NORTH UMATILLA LOTS 1 2 BLK 20 PB 6 PGS 35-37 ORB 4739 PG 743 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | NORTH UMATILLA |
| Legal Tract | 0600 |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 30110 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 555 WINOGENE AVE, UMATILLA, FL 32784-8115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 9, 2026 | Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE CORPORATION |
| Apr 20, 2026 | Deed of Trust · Line of Credit MOVEMENT MORTGAGE |
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2026 · Amount on Record |
| Deed Sale | Oct 9, 2026 · Amount on Record |
| Prior Sale | Feb 9, 2016 · Amount on Record |
| Deed Document Number | 2026124392 |
| Deed Book / Page | 6827 / 429 |
| Prior Transfer Date | Dec 1, 2015 |
| Prior Transfer Doc | 0047132496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 9, 2026 |
| Property Address | 555 WINOGENE AVE, UMATILLA, FL 32784-8115 |
| Document Number | 0000124392 |
| Book / Page | 6827 / 429 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 2026124392 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162,610.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 555 WINOGENE AVE, UMATILLA, FL 32784-8115 |
| Document Number | 0000124393, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 2026124393 |
| Name | GOLD STAR MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000124930, |
|---|---|
| Date | Oct 12, 2026 |
| Book Page | 6827/1931 |
| Instrument | 2026124930 |
| Name | HOUSING FINANCE CORPORATION FLORIDA |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 555 WINOGENE AVE, UMATILLA, FL 32784-8115 |
| Document Number | 0000047833 |
| Book / Page | 6723 / 619 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.47833 |
| Record Updated | May 6, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 555 WINOGENE AVE, UMATILLA, FL 32784-8115 |
| Document Number | 0000047833, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 6723/619 |
| Instrument | 2026.47833 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 555 WINOGENE AVE, UMATILLA, FL 32784-8115 |
| Document Number | 0067230619 |
| Book / Page | 6723 / 619 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202647833 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 555 WINOGENE AVE, UMATILLA, FL 32784-8115 |
| Investor | Possibly a Property Investor |
| Document Number | 0000047833, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 6723/619 |
| Instrument | 202647833 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,510 (+2.9%) | $235,391 (-) Land $87,500 Building $147,891 | |
| 2025 | $1,701.00 (+10.1%) Homeowner's exemption | $112,260 (+5.98%) Land $87,500 Building $24,760 | $235,391 (+21.5%) Land $87,500 Building $147,891 |
| 2024 | $1,545.00 (+4.75%) | ||
| 2023 | $1,475.00 (+7.74%) Homeowner's exemption | $105,930 (+2.99%) | $193,744 (+16.93%) Land $52,500 Building $141,244 |
| 2022 | $1,369.00 Homeowner's exemption | $102,850 | $165,692 Land $38,500 Building $127,192 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures