555 White Pine Rd, Galax, VA 24333 Property Records

Grayson County property record for 555 White Pine Rd, Galax, VA 24333

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,388 sqft · built 1993
Lot Size	2.2 acres (96,006 sqft)
Owner	Individual Name on Record
Tax Bill	$923 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Apr 2016 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`78-A-4B`

Property Details

APN / Parcel Number

Primary APN	`78-A-4B`
Alternative APN	`16631`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	2,159 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2013
Exterior Material	Stone
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	96,006 sqft (2.2 acres)
Terrain	Rolling
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	115 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16631
Street Address	555 WHITE PINE RD
City	GALAX
State	VA
Zip	24333-3999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	2.204 78-A-4B
Jurisdiction	GRAYSON VA
Township / Civil Division	OLD TOWN
Census Block Group	2
Census Block	2014
Census Tract	60102

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 WHITE PINE RD, GALAX, VA 24333-3999
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Apr 8, 2016	Deed of Trust, Mortgage · Line of Credit FIRST-CITIZENS BANK & TRUST COMPANY
Apr 20, 2026	Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 20, 2026	Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 28, 2026	Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Apr 28, 2026	Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026
Deed Sale	Apr 28, 2026
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	2026708
Deed Book / Page	718 / 800
Prior Transfer Date	Apr 13, 2026
Prior Transfer Doc	000718/447
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	555 WHITE PINE RD, GALAX, VA 24333-3999
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000690/952
Date	Jan 19, 2024
Book Page	690/952
Instrument	240000085

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

Interest

Rate Type	Fixed Rate

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	555 WHITE PINE RD, GALAX, VA 24333-3999
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160000591
Date	Apr 8, 2016
Instrument	160000591

Lender

Name	FIRST-CITIZENS BANK & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 20, 2026
Property Address	555 WHITE PINE RD, GALAX, VA 24333-3999
Document Number	0000000645
Book / Page	718 / 447
Instrument Date	Apr 13, 2026
Instrument	2026645
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NAVY FEDERAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	555 WHITE PINE RD, GALAX, VA 24333-3999

Mortgage

Document Number	0000000646,
Date	Apr 20, 2026
Instrument	2026646

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 20, 2026
Property Address	555 WHITE PINE RD, GALAX, VA 24333-3999
Document Number	000718/447
Book / Page	718 / 447
Instrument Date	Apr 13, 2026
Instrument	2026645
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FEDERAL TITLE, NAVY FEDERAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	555 WHITE PINE RD, GALAX, VA 24333-3999

Mortgage

Document Number	0000000646,
Date	Apr 20, 2026
Instrument	2026646

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 28, 2026
Property Address	555 WHITE PINE RD, GALAX, VA 24333-3999
Document Number	0000000708
Book / Page	718 / 800
Instrument Date	Apr 3, 2026
Instrument	2026708
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 WHITE PINE RD, GALAX, VA 24333-3999

Mortgage

Document Number	0000000709,
Date	Apr 28, 2026
Instrument	2026709

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 28, 2026
Property Address	555 WHITE PINE RD, GALAX, VA 24333-3999
Document Number	000718/800
Book / Page	718 / 800
Instrument Date	Apr 3, 2026
Instrument	2026708
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 WHITE PINE RD, GALAX, VA 24333-3999

Mortgage

Document Number	0000000709,
Date	Apr 28, 2026
Instrument	2026709

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$923.00 (-14.22%)	$159,300 (-) Land $16,400 Building $142,900	$159,300 (-) Land $16,400 Building $142,900
2023	$1,076.00	$159,300 Land $16,400 Building $142,900	$159,300 Land $16,400 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Brightspeed, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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