555 Wells Fork Rd, Viper, KY 41774 Property Records

Perry County property record for 555 Wells Fork Rd, Viper, KY 41774

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1998
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Feb 2026)
Tax Bill	$1,372 (2023)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`106-00 00 009.05`

Property Details

APN / Parcel Number

Primary APN	`106-00 00 009.05`
Alternative APN	`32736`

Interior

Stories	1 Story
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	32736
Street Address	555 WELLS FORK RD
City	VIPER
State	KY
Zip	41774-8993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 409 PG 388 5-19-2020
Jurisdiction	PERRY KY
Township / Civil Division	VIPER
Census Block Group	2
Census Block	2060
Census Tract	970800

Owner

Source: Perry County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 WELLS FORK RD, VIPER, KY 41774-8993
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Jun 14, 2006	Deed of Trust, Mortgage COMMUNITY TRUST BANK
Mar 31, 2005	Deed of Trust, Mortgage COMMUNITY TRUST BANK INC
Sep 6, 2012	Deed of Trust, Mortgage COMMUNITY TRUST BANK
Jan 29, 2026	Warranty Deed, Transfer KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I
Jan 29, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 19, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	20261110179
Deed Book / Page	446 / 753
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	555 WELLS FORK RD, VIPER, KY 41774-8993
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000427/474
Date	Jan 23, 2018
Book Page	427/474

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	555 WELLS FORK RD, VIPER, KY 41774-8993
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 WELLS FORK RD, VIPER, KY 41774-8993

Mortgage

Document Number	000259/639
Date	Jun 14, 2006
Book Page	259/639

Lender

Name	COMMUNITY TRUST BANK
Address	HAZARD, KY 41701

Agreement

Amount	Amount Recorded
Term	179 Months
Due	May 26, 2021

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	555 WELLS FORK RD, VIPER, KY 41774-8993
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240/50
Date	Mar 31, 2005
Book Page	240/50

Lender

Name	COMMUNITY TRUST BANK INC
Address	346 N MAYO TRL, PIKEVILLE, KY 41501

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	555 WELLS FORK RD, VIPER, KY 41774-8993
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000345/174
Date	Sep 6, 2012
Book Page	345/174

Lender

Name	COMMUNITY TRUST BANK
Address	PIKEVILLE, KY 41501

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2027

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY KY
Recording Date	Jan 29, 2026
Property Address	555 WELLS FORK RD, VIPER, KY 41774-8993
Document Number	000446/753
Book / Page	446 / 753
Instrument Date	Jan 29, 2026
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 WELLS FORK RD, VIPER, KY 41774-8993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 WELLS FORK RD, VIPER, KY 41774-8993

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY KY
Recording Date	Jan 29, 2026
Property Address	555 WELLS FORK RD, VIPER, KY 41774-8993
Document Number	000446/753
Book / Page	446 / 753
Instrument Date	Jan 29, 2026
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 WELLS FORK RD, VIPER, KY 41774-8993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 WELLS FORK RD, VIPER, KY 41774-8993

Mortgage

Document Number	0000517659
Date	Jan 29, 2026
Instrument	517/659

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY KY
Recording Date	May 19, 2020
Property Address	555 WELLS FORK RD, VIPER, KY 41774-8993
Document Number	000409/388
Book / Page	409 / 388
Instrument Date	May 4, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 WELLS FORK RD, VIPER, KY 41774-8993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 WELLS FORK RD, VIPER, KY 41774-8993

Mortgage

Document Number	0000004531
Date	May 19, 2020
Instrument	453/1

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Perry County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Perry County
Unified School District	Perry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,000 (-)	$132,000 (-)
2025		$132,000 (-)	$132,000 (-)
2023	$1,372.00	$132,000 Land $8,000 Building $124,000	$132,000 Land $8,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1989–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 94% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARD WATER DEPARTMENT serves 26,730 people · EPA ID KY0970184
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Cable	1,000 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

No cell data coverage reported

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