555 W Montecito Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 555 W Montecito Ct, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,781 sqft · built 2011
Lot Size	0.137 acres (5,954 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2013)
Tax Bill	$12,088 (2026)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-180-140-000`

Property Details

APN / Parcel Number

Primary APN	`256-180-140-000`
Alternative APN	`256-180-14`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,781 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood
Lot Area	5,954 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	256-180-14
Street Address	555 W MONTECITO CT
City	TRACY
State	CA
Zip	95391-1193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	06-FM PT OF 209-040-16/RM 40-34
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD G
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1068
Census Tract	5221

Owner

555 W Montecito Ct is owned and occupied by two individuals who acquired it in March 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 W MONTECITO CT, TRACY, CA 95391-1193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2013 · Amount on File
Deed Sale	Jul 25, 2013 · Amount on File
Prior Sale	Apr 21, 2011 · Amount on File
Deed Document Number	201396882
Last Transfer Date	Mar 1, 2017
Transfer Doc	0000027973
Record Updated	Oct 29, 2026

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 10, 2017
Property Address	555 W MONTECITO CT, MOUNTAIN HOUSE, CA 95391-1193
Document Number	0000027973
Map Reference	MAP40 PG34
Instrument Date	Mar 1, 2017
Instrument	2017-027973
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	555 W MONTECITO CT, TRACY, CA 95391-1193

Mortgage

Document Number	0000027974
Date	Mar 10, 2017
Instrument	2017-027974

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 555 W Montecito Ct was $12,088, up 17.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,088.00 (+17.45%)
2025	$10,292.00	$588,403 Land $147,098 Building $441,305
2023	$9,841.00 (+2.28%)	$565,556 Land $141,387 Building $424,169	$998,550
2022	$9,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 W Montecito Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 W Montecito Ct is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20